金钱概念对消费者独特性需求的影响研究

本研究探讨了金钱概念对消费者独特性需求的影响。通过三个实验,实验1研究表明启动金钱概念的消费者在进行产品选择时反从众需求更强烈;实验2研究表明金钱的丰富程度会调节金钱概念对消费者创新性选择的影响,金钱富有启动组选择独特性产品的比例要显著高于金钱缺乏启动组和控制组;实验3研究表明金钱概念对消费者独特性需求的影响是通过社交距离的中介作用完成的,启动金钱概念的消费者会感知到更远的社交距离,进而产生更强烈的独特性需求。     

归因风格、时间压力对购买决策影响的实验研究

购买决策已成为消费领域研究的重要课题,引起了决策专家和心理学研究者的高度关注.本文在以往研究的基础上,通过两个实验,考察了消费者购买决策.实验一引人归因风格变量,探讨了非时间压力下归因风格对购买决策的影响;实验二在实验一的基础上,引入时间压力变量,考察时间压力对不同归因风格消费者购买决策的影响.结果显示:(1)归因风格和时间压力都显著影响了购买决策;(2)高时间压力降低了不同归因风格消费者购买决策的信息加工能力.     

品牌熟悉度、参照群体和任务时间对购买决策的影响

研究通过情景模拟实验,考察品牌熟悉度、参照群体和任务时间与购买决策的关系。研究结果发现:(1)品牌熟悉度影响购买决策,高品牌熟悉度下做出购买的决策显著多于低品牌熟悉度。(2)品牌熟悉度对参照群体影响消费者购买决策具有调节作用。(3)任务时间限制不影响购买决策。研究表明,消费者在购买决策中存在品牌熟悉度效应和参照群体效应,消费者所接触品牌的熟悉度越高,消费者越倾向作出购买的决策;与陌生人相比,消费者更容易受好朋友的影响而作出购买的决策;消费者在购买决策中,可能存在时间感知偏差。     

金钱概念启动对亲社会行为的影响及其决策机制

金钱是一种重要的资源, 也是人们日常生活中非常熟悉的概念。国内外有关实证研究发现, 启动金钱概念会诱发自足感、经济型心理定势、自由市场的价值观以及利己自我图式(社会认知模型), 从而导致亲社会行为减少。文章探讨了金钱概念启动对利他性亲社会行为、遵规与公益性亲社会行为、关系性亲社会行为和特质性亲社会行为的影响。未来的研究应该进一步关注：(1)金钱概念启动在组织管理中的研究; (2)贫富差异在金钱概念启动与亲社会行为关系中的调节效应; (3)深化时间概念启动影响亲社会行为的研究; (4)金钱概念启动影响亲社会行为的神经机制研究。     

移动购物更快吗?决策场景与思维模式的相容性

既有文献对消费者延迟选择影响因素的研究, 主要集中于决策复杂度、决策者特质或情绪, 少有对决策场景进行深入探讨。互联网购物时代, PC端与手机端已成为重要的消费场景。针对手机端是否会加快消费者决策过程的问题目前也存在不一致的结论。本文引入决策双系统理论, 力图解释以往看似冲突的结论。消费者的购买决策模式, 不仅会受到决策任务(产品价格)的影响, 还会受到决策场景(购买终端)影响。当场景与决策任务使消费者启动的思维模式相一致时, 会提升决策流畅度, 降低延迟选择。本文发现, 移动端(PC端)与低(高)价格产品更容易激发相容的经验性(理性)思维, 降低延迟选择倾向。反之, 则会同时启动两种相左的决策思维, 增加延迟选择倾向。本文从场景启动与价格启动视角, 将以往消费者单一的决策思维模式, 拓展到多因素启动的思维模式相容性问题; 同时本文通过探究延迟选择问题, 对价格策略与场景化营销带来启示。     

体验性消费与实物性消费的双加工理论模型:现象、机制及影响因素

当前我国已进入消费需求持续增长、消费结构快速升级的重要阶段,如何快乐消费——如何花钱"购买"幸福的问题引起了政府和民众的广泛关注。研究发现相比实物性消费,消费者从体验性消费(如旅行)得到的快乐体验更好更持久。而且金钱启动与时间启动会激活"经济价值最大化"与"情感效用最大化"这两种不同思维定势,进而影响行为决策。基于此,本项目从双加工理论视角出发,结合行为科学和认知神经科学研究方法,从"消费行为-认知加工-脑神经基础"三个层次,深入揭示消费决策双认知加工现象的本质特点和规律,阐明金钱、时间、消费与幸福间的内在机理。     

等待是一种折磨？等待时间知觉及其导致的非理性决策行为

等待时间知觉是指人们在等待过程中对等待时长的主观感受和心理体验, 它对人们的决策行为产生影响。影响等待时间知觉的客观因素包括等待过程的填充物、等待时间的确定性、接受服务的阶段和等待的物理环境等; 主观因素有负性情绪、自我控制和人格因素等。等待时间知觉导致的非理性决策行为包括时间沉没成本效应、“延迟-提前”框架效应、峰-终效应、偏好反转等。未来研究可从三个方面开展：(1) 时间启动和金钱启动下等待时间知觉的差异; (2) 基于时间心理账户视角研究等待时间知觉规律; (3) 借鉴时间知觉理论探讨等待(时间)影响决策行为的心理机制。     

金钱启动与道德认同对大学生道德伪善的影响

以大学生为被试,采用任务分配范式,实验1考察了金钱概念启动和道德认同对个体道德伪善的影响;实验2探讨了金钱丰富程度启动和道德认同对个体道德伪善的影响。结果发现：(1)与控制组相比,金钱概念启动使得言行不一的人数显著增加;与金钱匮乏感启动组相比,金钱富足感启动使得言行不一的人数显著增加;(2)低道德认同被试中道德伪善者的比例显著高于高道德认同被试;而且金钱启动显著增加了高道德认同被试的道德伪善。该研究启示我们减少情境中的金钱等与利益有关的线索以及提高个体的道德认同水平,将有利于减少道德伪善的发生。     

社会压力与决策角色对不同人际敏感性个体助人决策的影响

本研究基于人格的交互作用理论,通过时间与金钱两种助人决策情景,设计两个实验考察了人际敏感性特质对个体助人决策的影响,以及决策角色与社会压力两种情境因素在其中的作用。结果发现：(1)相比低人际敏感性,高人际敏感性个体更容易做出助人决策;(2)相比低社会压力,高社会压力下,高人际敏感性比低人际敏感性个体捐助的金钱更多; (3)高社会压力下,相比低人际敏感性个体,高人际敏感性个体为朋友与陌生人决策时会捐助更多的金钱。研究表明：人际敏感性影响个体的助人决策,决策角色与社会压力会对不同人际敏感性个体的助人决策有不同程度的影响。     

社会压力与决策角色对不同人际敏感性个体助人决策的影响

本研究基于人格的交互作用理论,通过时间与金钱两种助人决策情景,设计两个实验考察了人际敏感性特质对个体助人决策的影响,以及决策角色与社会压力两种情境因素在其中的作用。结果发现：(1)相比低人际敏感性,高人际敏感性个体更容易做出助人决策;(2)相比低社会压力,高社会压力下,高人际敏感性比低人际敏感性个体捐助的金钱更多; (3)高社会压力下,相比低人际敏感性个体,高人际敏感性个体为朋友与陌生人决策时会捐助更多的金钱。研究表明：人际敏感性影响个体的助人决策,决策角色与社会压力会对不同人际敏感性个体的助人决策有不同程度的影响。     

金钱概念激活与金钱功能偏好对自我损耗后利他的影响

金钱启动能够提高自我损耗后个体的利他,而金钱功能也可能对损耗后个体利他产生不可忽视的影响。实验让处于自我损耗状态的被试数金钱或白纸,然后测量其利他水平及其对金钱功能的内隐偏好。结果证实了金钱启动的积极效应。此外,在数金钱和数白纸两种条件下,金钱象征性功能偏好对自我损耗后个体利他的效应是相反的。这表明,激活金钱概念与偏好金钱象征性功能都有可能补偿自我损耗后的消极影响,但两者的补偿作用是相互独立的。     

金钱启动研究的理论与方法

金钱启动研究是利用启动方法探索金钱心理的一种新取向。该领域现存在三种相关理论: 自足理论、社会资源理论及心理定势理论; 金钱启动研究的现有研究方法可以归纳为: 混词组句任务、呈现金钱(影像)或提示金钱问题、回忆/朗读与金钱有关的经验/故事。作者在评论部分指出了金钱启动研究的贡献及三种理论的各自不足; 在展望部分提出了对金钱启动研究内部机制的见解, 并指出未来研究应探索金钱启动的理论边界问题, 同时将个体自主与能动性一起考虑。     

Merely Activating the Concept of Money Changes Personal and Interpersonal Behavior

ABSTRACT— Money plays a significant role in people's lives, and yet little experimental attention has been given to the psychological underpinnings of money. We systematically varied whether and to what extent the concept of money was activated in participants' minds using methods that minimized participants' conscious awareness of the money cues. On the one hand, participants reminded of money were less helpful than were participants not reminded of money, and they also preferred solitary activities and less physical intimacy. On the other hand, reminders of money prompted participants to work harder on challenging tasks and led to desires to take on more work as compared to participants not reminded of money. In short, even subtle reminders of money elicit big changes in human behavior.     

Gender,Socialization, and Money1

We examine the familial experiences of 605 university students surrounding money, and their current beliefs and attitudes about money. A survey examined parental practices regarding money, gender beliefs about equal and unequal earnings, money as it relates to assessments of the self and others, current financial practices, and plans and expectations regarding future financial earnings. Gender comparisons of 12 factors revealed separate and distinct money socialization tracks for men compared to women. Parents were described as having a very different set of practices and expectations for sons and daughters, and the male and female students also sharply differed in a number of ways on their attitudes and behaviors regarding money. For males, money was positively valued. Females had a negative value for money. These money tracks were more sharply differentiated and positively associated among students from higher social classes.     

No match for money: Even in intimate relationships and collectivistic cultures,reminders of money weaken sociomoral responses

The present research tested two competing hypotheses: (1) as money cues activate an exchange orientation to social relations, money cues harm prosocial responses in communal and collectivistic settings; (2) as money can be used to help close others, money cues increase helping in communal or collectivistic settings. In a culture, characterized by strong helping norms, money cues reduced the quality of help given (Experiment 1), and lowered perceived moral obligation to help (Experiment 2). In communal relationships, money reminders decreased willingness to help romantic partners (Experiment 3). This effect was attenuated among people high on communal strength, although money cues made them upset with help requests (Experiment 4). Thus, the harmful effects of money on prosocial responses appear robust.     

Does parental job insecurity matter? Money anxiety, money motives, and work motivation

A structural model focusing on the spillover effect of parental perceived job insecurity on money anxiety was developed and tested. The crossover effect of parents' money anxiety on their children's money anxiety, money motives, and motivation to work was also examined. Data were collected from a sample of undergraduates and their parents. Results of structural equation modeling analyses supported a spillover effect of paternal perceived job insecurity on paternal money anxiety. However, maternal perceived job insecurity was not significantly associated with maternal money anxiety. Results also supported a crossover effect of parental money anxiety on youths' money anxiety. Youths' money anxiety was significantly related to youths' negative money motives. In turn, youths' negative money motives were associated with their intrinsic motivation to work. Implications of the findings are discussed.     

The beneficial effects of prosocial spending on happiness: work hard,make money,and spend it on others?

Previous research has shown that the way people spend their money is as important to happiness as how much money people earn. Specifically, it has been shown that spending money on others contributes more to an individual’s happiness than spending money on oneself. In the present study, we investigated this effect and examined the role of the money’s origin. Students were randomly assigned either to spend a small amount of money on themselves or to spend the money on others. Moreover, half of the participants received the money as a wage, whereas the other half received the money as a windfall. The results replicated previous research indicating that prosocial spenders report greater happiness than do selfish spenders. However, the happiness effect was unaffected by the source of the money (i.e. wage vs. windfall). Implications for well-being and happiness are discussed.     

Personality traits,money attitudes and consumer decision-making styles as predictors of investment products choice in South Africa

This study examines how personality traits and money attitudes influence consumers' decision-making styles when purchasing investment products in South Africa. A sample of 269 South Africans completed the research questionnaire, which assessed their extraversion, conscientiousness, openness, money power/prestige, money retention/time, money quality, info-mising, extending, and tax-free investment purchase decision. Also, confirmatory factor analysis and structural equation modelling approaches were used to analyze the survey data. The results suggest that personality traits and money attitudes significantly impact consumer decision-making regarding tax-free investment products. However, the relationships between extraversion and money power/prestige and between info-mising decision styles and tax-tree investment purchase decisions were found to be negative. Cluster analysis revealed three distinct segments based on the characteristics of respondents and their drive for investment: strong conscientiousness investors, status-driven investors, and introverted investors. Marketing professionals and investment firms can use the study findings on consumer traits and money attitudes to improve marketing effectiveness in an organisation. Practically, extensive information processing has a fundamental bearing on investment decision-making in emerging markets. Extraversion and conscientiousness personality traits and money attitudes must be taken into consideration by investment products marketers and practitioners in marketing practice.