From Virtue to Freedom through Emotion

Spinoza conceived human freedom as a matter solely of rationality, but an understanding of the role emotion plays in moral virtue can lead one toward viewing emotionality as also essential to human freedom. A large part of human freedom consists in our tendency to give intrinsic importance to people or things outside ourselves and take them into our lives; this sense of importance, in rich and various ways, brings emotion into the center of our lives and our freedom as individuals.     

Financial prospect relativity: context effects in financial decision‐making under risk

We report three studies in which methodologies from psychophysics are adapted to investigate context effects on individual financial decision‐making under risk. The aim was to determine how the range and the rank of the options offered as saving amounts and levels of investment risk influence people's decisions about these variables. In the range manipulation, participants were presented with either a full range of choice options or a limited subset, while in the rank manipulation they were presented with a skewed set of feasible options. The results showed that choices are affected by the position of each option in the range and the rank of presented options, which suggests that judgments and choices are relative. Copyright © 2006 John Wiley & Sons, Ltd.     

"得荃忘鱼"、渔父哲学与当代道德"救亡"

明末顾炎武曾把易姓改号称为“亡国”,而把道德沦丧称为“亡天下”;清末严复写《救亡决论》一文,为民族救亡大声疾呼。今天中国虽无“亡国”之忧,却有“亡天下”之虞,“得荃忘鱼”的病象,“渔父哲学”的盛行,厚黑之道的猖獗,使“道德救亡”已成为当前中国最迫切的现实课题,中国不应回避也不能头痛医头脚痛医脚地对待这个问题,只有清理历史传统、改造社会生态才是“道德救亡”的唯一出路。     

Biased judgments of the effects of speed change on travel time,fuel consumption and braking: Individual differences in the use of simplifying rules producing the same biases

The main purpose of this study was to identify different cognitive rules that lead to a particular judgment bias. To fulfill this purpose, a new method Spectral analysis was introduced and applied. Participants judged time saved by driving faster, fuel saved by replacing a car and braking capacity at different speeds. These problems invite the time saving bias (e.g., time saved from speed increases at higher speeds overestimated), the miles per gallon, MPG illusion (misjudgment of fuel saved by replacing a car) and the braking capacity bias (overestimation of braking capacity after speed increase). The average results replicated the biases. Spectral analysis of individual participants and problems showed that a speed difference rule explained about half of the time saving judgments and about three fourth of the MPG judgments. A difference between speeds rule described about one third of the biased braking judgments and a ratio/proportion rule about one fifth of the time saving and MPG judgments. All rules give biased judgments in all three domains. The paper ends with a discussion of hierarchies of cognitive rules, applications of the results, and how to mitigate or avoid the biases and the risks associated with the biases.     

Inaction inertia in retirement saving

In retirement saving, many people miss out on early opportunities to save and subsequently fail to take adequate actions for a long time thereafter. We examined whether these two observations—the initial failure to act and the subsequent inertia—could be related through the phenomenon of inaction inertia. In Experiment 1 (N = 180), participants were less likely to save for retirement when the difference in annual return between the current opportunity and the missed opportunity was large versus small. In Experiment 2 (N = 180), participants were less likely to start saving for retirement when reminded of a missed opportunity 10 years ago versus 1 year ago. These data constitute the first demonstration of inaction inertia in retirement saving: People's reluctance to act on attractive saving opportunities may be induced by their previous inaction. In Experiment 3 (N = 340) and Experiment 4 (N = 628), we find that the observed inertia is the product of a tendency to underestimate exponential growth combined with a focus on past opportunities. Building on this mechanism, Experiment 5 (N = 916) provided evidence for a potential remedy; the inaction inertia effect completely disappeared when focus was shifted from required contributions to future outcomes.     

Application of Sustainable Habitat: What is the Appropriation and Utilisation of Equipment After Energy‐Saving Renovations in Social Housing?

To reduce energy consumption, technical equipment alone is not sufficient. Adjustment of behaviours so that equipment is used appropriately is also necessary. Numerous studies have shown how difficult it is to change behaviours and how many factors are involved. The aim of this study is to identify the psychosocial factors facilitating or inhibiting energy‐saving behaviours in the appropriation of energy‐saving equipment by residents. Forty‐one semi‐directive interviews were conducted with tenants of terraced houses (12 people) and flats (29 people) located in the same residential area in a French city. The blocks of flats and terraced houses are managed by a proprietor of social housing. The results of a categorical content analysis highlight the importance of the relationship between tenants and proprietor and tenants' low motivation concerning the energy‐saving renovations. Consequently, we argue for the importance of favouring active participation by tenants in order to promote acceptance and appropriation of the new equipment. Furthermore, both the social and physical contexts of residents must be taken into account and energy saving must be integrated into other types of environmental behaviours in the neighbourhood in order to improve coherence and credibility. Copyright © 2016 John Wiley & Sons, Ltd.     

Alternative realities: queer Muslims and the Qur’an

ABSTRACT

The interplay between Islam, Muslim lives and traditional/mainstream interpretations of the Qur’an have contributed to the marginalization of non-heterosexual Muslims. Queer Muslims face ridicule and rejection from friends and family and Muslim religious scholars openly question the morality and validity of their same-sex attraction. Yet, despite this, the source of this condemnation, the Qur’an, remains an instrumental source of support and guidance for Queer Muslims. The present study explores the entanglements of sexuality, spirituality and self-empowerment. Based on a structured interview with a gay Muslim man, an academic who is involved in Queer readings of the Qur’an, this paper explores how he resolves the now oft-mentioned “conflict” between Islam and homosexuality and how his scholarship serves to advance an alternative understanding and interpretation of the Qur’an. While his work is not endorsed, supported or recognized by mainstream Muslim scholars, it offers Queer Muslims the potential to be optimistic at the possibility of change. Reading the Qur’an while being sensitive to Queer lives means that contemporary interpretations, especially in relation to sexuality, can be reconstituted/reconstructed, making orthodox/“traditional” readings less rigid and impermeable. Using religious scholarship to “deviate” from and question heteronormative interpretations of the Holy text, the aim of Queer readings of the Qur’an is to embolden Queer Muslims to help them reclaim and exercise agency and power.     

儿童经济现象认知的研究进展

经济现象广泛存在于社会生活,对经济现象的认知是儿童社会认知的重要组成部分。儿童对经济现象的认知包括对基本经济概念、经济原则、经济规律和经济行为的认知等。研究表明,儿童对基本经济概念的理解随着年龄的增长而不断发展,但是受环境和经验因素的影响,存在跨文化的差异。儿童对不同经济概念理解的发展是不同步的。儿童可能很早就出现对基本经济概念内隐性的理解。儿童对经济原则和经济规律的理解也是随着年龄的增长而不断发展的,并且和他们对基本经济概念的理解息息相关。储蓄行为是一种重要的经济行为。12岁的儿童能够理解储蓄的多重目的,并仍处于发展之中。     

行为经济学在养老储蓄领域的助推应用

“行为经济学之父”Richard Thaler因在行为经济学领域的突出贡献而获2017年诺贝尔经济学奖。Thaler利用行为经济学原理提出了“明日多储蓄”项目, 助推美国养老金储蓄率的提高。在初涉养老金储蓄领域时, Thaler提出采取“自动加入”的方式提高员工养老储蓄参与率; 接着提出采取“自动升级”的方式提高员工的储蓄率, 最终形成了“明日多储蓄”项目。“明日多储蓄”项目具有自由家长主义性质, 不仅能提高员工养老储蓄参与率、储蓄率, 还能优化资产投资配置。该项目产生了深远的影响：在应用层面上, 英国、新西兰等国家跟进推出了类似的养老储蓄政策; 在研究层面上, 一批后继研究者受此启发展开了个体养老金储蓄行为背后心理学机制的探索。结合中国养老储蓄三大支柱发展不平衡的现状, 我们提出可利用框架效应、心理账户、默认选项、将损失程数由双程变为单程等行为经济学手段助推中国养老储蓄的发展。国家可以考虑通过制度设计和政策制定助推全社会养老金参与率和缴纳水平的提高。