Personality traits,money attitudes and consumer decision-making styles as predictors of investment products choice in South Africa

This study examines how personality traits and money attitudes influence consumers' decision-making styles when purchasing investment products in South Africa. A sample of 269 South Africans completed the research questionnaire, which assessed their extraversion, conscientiousness, openness, money power/prestige, money retention/time, money quality, info-mising, extending, and tax-free investment purchase decision. Also, confirmatory factor analysis and structural equation modelling approaches were used to analyze the survey data. The results suggest that personality traits and money attitudes significantly impact consumer decision-making regarding tax-free investment products. However, the relationships between extraversion and money power/prestige and between info-mising decision styles and tax-tree investment purchase decisions were found to be negative. Cluster analysis revealed three distinct segments based on the characteristics of respondents and their drive for investment: strong conscientiousness investors, status-driven investors, and introverted investors. Marketing professionals and investment firms can use the study findings on consumer traits and money attitudes to improve marketing effectiveness in an organisation. Practically, extensive information processing has a fundamental bearing on investment decision-making in emerging markets. Extraversion and conscientiousness personality traits and money attitudes must be taken into consideration by investment products marketers and practitioners in marketing practice.     

The Quality of the Social Environment at Work and Job Satisfaction1

The relation between social factors at work and job satisfaction was studied by measuring two components of a social environment: a common social environment, the social climate shared by employees in the same work setting: and an individual social environment, the individual's unique social space within that setting. An analysis of questionnaire data from 299, mostly female, bank workers indicated that there is a moderate relation between the quality of the social environment at work and individual job satisfaction. This finding held even when independent judges' (i.e., coworkers') ratings were used as the measure of the common social environment. The results were also consistent with the hypothesis that job satisfaction is more strongly linked to the quality of supervisor relations than to relationships with coworkers. Contrary to expectations, the common social environment at work was a better predictor of job satisfaction than was the individual social environment, and supervisors and coworkers appeared to contribute equally to perceptions of the common environment.     

The Impact of Demographic Characteristics on Health-related Quality of Life Profile of Malaysian Epilepsy Population

The possibilities of adverse drug reactions and disease-related psychosocial implications have led to the current emphasis on health-related quality of life (HRQoL) assessment in epilepsy. The main objective of this study was to determine the impact of various demographic characteristics i.e. gender, age, marital status, ethnic origin, religion, and employment status on HRQoL profiles in Malaysian epilepsy patients. Patients with epilepsy were recruited from ten public hospitals in Sabah, Malaysia. Upon written consents, they completed the Malay Quality of Life In Epilepsy-30 (QOLIE-30) instrument which assesses Seizure Worry, Overall QoL, Emotional Well-Being, Energy/Fatigue, Cognitive Functioning, Medication Effects and Social Functioning. An Overall Score was generated to represent a summarised HRQoL score. Univariate and multiple linear regression analyses were both carried out using SPSS 14 for (1) all patients and (2) patients possessing Poor QoL (Overall Score < median) and Good QoL (Overall Score ≥ median). One-hundred-and-thirteen patients participated in the study. The respondents ranged from 18–76 years with a mean age of 31 years. Majority were Kadazandusuns (n = 46; 40.7%) and many were unmarried (n = 68; 60.2%), Muslims (n = 50; 44.2%) and unemployed (n = 54; 47.8%). Age was the most significant factor across all patients (B = −0.372, t = −2.238, p = 0.027), regardless of Poor or Good QoL level. Older patients (>56 years) fared the worst in many HRQoL areas. Those with Poor QoL were mostly affected by marital status (widowed/divorced) and ethnic origin (Kadazandusun/Chinese). Religion (Buddhism/Hinduism) emerged as the most prominent HRQoL predictor for patients experiencing Good QoL and being Chinese too played a role. These outcomes indicate that specific demographic characteristics are influential in determining the HRQoL of epilepsy patients. Consequently, healthcare professionals could utilise such information in planning the best treatment and care by considering both the medical and psychosocial impacts towards patients. This paper was part of a research project and majority of its components had been presented at the 7th Conference On International Society For Quality Of Life Studies (ISQoLS) 2006, Rhodes University, Grahamstown, South Africa, 17–20 July 2006.     

Caring for children with an intellectual disability: An exploratory qualitative study

This study explored family caregiver experiences of children with an intellectual disability in a rural South African day-care centre. The family caregivers (N = 15; mothers = 60%; age range = 35 to 68 years) completed in-depth interviews regarding their experiences providing care to children with intellectual disability. Data collection and analysis was done using phenomenological methods. The following themes emerged to characterise the family caregiver experiences: deeper understanding of intellectual disability; disability disclosure conditions; and social and economic support needs. Family support emerged as an important factor in the relationship between caregivers’ psychological stress and well-being.     

Examining Criteria for Adulthood Among Young People in Sabah (East Malaysia)

This study aims to identify perceived adult status and to explore the criteria for adulthood of young people in Sabah (East Malaysia). The differences in such criteria based on gender and student status are also examined. Data collected from 208 respondents were analyzed via confirmatory factor analysis (CFA) and one-way analysis of variance (ANOVA). The empirical results of CFA revealed six criteria for adulthood: family capacities, norm compliance, interdependence, biological transitions, role transitions, and chronological transitions. However, the independence factor was discarded for further analysis because of having weak item loadings. In addition, the ANOVA test showed that women have higher interdependency and higher family capacities than men. Traditionally, women are more “other-oriented”—frequently thinking about the perspectives and needs of others—and are acknowledged as the main caregivers for children. Students are found to emphasize role transitions and biological transitions in determining their adulthood more than nonstudents. The present findings enable policymakers to obtain current emerging adults’ views regarding the differences in criteria for adulthood based on gender and student status. Present findings permit a better understanding of the value of emerging adults’ mental health as they encounter social, emotional, psychological, and physical challenges. This awareness would facilitate the provision of appropriate developmental programs for emerging adults to assist them in achieving adulthood. Directions for future research are also provided.