Do Community Characteristics Relate to Young Adult College Students’ Credit Card Debt? The Hypothesized Role of Collective Institutional Efficacy

This study examines the extent of emergent, outstanding credit card debt among young adult college students and investigates whether any associations existed between this credit card debt and the characteristics of the communities in which these students grew up or lived. Using data (N = 748) from a longitudinal survey and merging community characteristics measured at the zip code level, we confirmed that a community's unemployment rate, average total debt, average credit score, and number of bank branch offices were associated with a young adult college student's acquisition and accumulation of credit card debt. For example, a community's higher unemployment rate and lower number of bank branches were associated with a young adult college student's greater accumulated debt. Community characteristics had the strongest associations with credit card debt, especially after controlling for individual characteristics (i.e., a young adult college student's race and financial independence) and familial characteristics (i.e., their parents’ income and parents’ discussions of financial matters while growing up at home). The findings may help to understand the unique roles that communities play in shaping children and young adults’ financial capability, and how communities can be better capacitated to support the financial goals of their residents.     

回忆任务对合作抑制和错误修剪的调节——情绪效价和编码水平的影响

前人在项目回忆条件的合作记忆研究中记录到明显的合作抑制和错误修剪,背景提取条件的相关研究尤显不足;同时,情绪效价和编码水平对两类现象调节的研究尚未涉及。为此,本文在两个实验中采用经典合作记忆研究范式,以不同情绪效价的词汇为实验材料并以词汇在学习阶段的呈现颜色为背景展开研究。实验1和实验2分别在学习阶段采用了深编码和浅编码任务,回忆阶段则均含项目回忆(回忆已学词汇)和背景提取(回忆词汇在学习阶段的呈现颜色)两种任务。采用深编码条件的实验1的结果显示,项目回忆比背景提取条件的合作抑制更强、错误修剪更弱,回忆任务与词汇情绪效价交互影响合作抑制强度;采用浅编码条件的实验2则发现错误修剪在两种任务间的差异不显著。两实验的联合分析显示,回忆任务与编码水平交互影响合作抑制和错误修剪强度。上述结果表明:回忆任务对合作抑制和错误修剪的调节支持双重加工模型;回忆任务与情绪效价对合作抑制强度的交互影响支持权衡说,且与双重加工模型相吻合;回忆任务与编码水平交互影响合作抑制和错误修剪强度。     

Ambiguity Attitudes over Time

Previous research demonstrates that individuals exhibit a stronger level of ambiguity aversion for high probabilities than for low probabilities. Given that risky and ambiguous prospects are often unresolved until a future date (e.g., investment decisions, new product launches, and medical interventions), this study examines the impact of time on ambiguity preferences at different probability levels. Our experimental results indicate that although ambiguity preferences for low‐probability events remain constant, a robust effect of time occurs for high‐probability events. More specifically, temporal distance mitigates ambiguity aversion. This effect is consistent for different elicitation methods (preference rating and probability–ambiguity trade‐off tasks). We propose a dual‐process model (affective versus cognitive processing styles) to explain our results. Affective processing for high‐probability lotteries resolved in the current period increases ambiguity aversion, while cognitive processing leads to less ambiguity‐averse choices for future lotteries. Copyright © 2015 John Wiley & Sons, Ltd.     

Construal‐level Mindsets Enhance Behavioral Persistence in Response to Incentive Valence

In this research, we find that incentive valence and construal‐level mindsets can interact to influence behavioral persistence on challenging tasks. An abstract mindset improves persistence in response to positively framed incentives whereas a concrete mindset improves persistence in response to negatively framed incentives. This interaction effect can be observed even when the cues inducing construal‐level mindsets are not related to the incentives or the incentivized tasks. Participants in our studies were either positively or negatively incentivized to solve a set of difficult anagrams, and were primed with an abstract or a concrete mindset using spatial (Study 1) and social (Study 2) cues. The participants persisted longer in response to the positively framed incentive when primed with spatially or socially remote cues. In contrast, for the negatively framed incentive, participants persisted longer when primed with spatially or socially proximal cues. Copyright © 2017 John Wiley & Sons, Ltd.     

产后抑郁的预测因素及神经生理机制

产后抑郁是产后时期出现的抑郁症状,对女性及其后代甚至家人都会造成严重的负面影响。产后抑郁稳定的预测因素是遗传基因、依恋风格、童年负性生活经历和激素水平的变化;涉及的脑区和神经网络集中在前额叶皮层、扣带回、杏仁核和海马等脑区及相应神经网络。未来应在探索综合的预测模型、男性伴侣的对照试验和基于大脑可塑性特征的干预模式等方面展开深入研究。     

Stimulus significance effects in habituation of the phasic and tonic orienting reflex

Phasic and tonic measures of electrodermal activity were examined in a simple habituation paradigm, using innocuous visual stimuli. Separate groups were used to investigate the effects of stimulus significance, as manipulated by instructions. One group had no stimulus-related task (indifferent group), while the other was asked to silently count the stimuli to report to the experimenter later (significant group). Prestimulus skin conductance levels were considered as measures of the arousal level at each stimulus presentation, and the subsequent electrodermal responses were taken as the phasic orienting reflex (OR) elicited by each stimulus. Changes in prestimulus arousal were taken as measures of the tonic OR to the experimental series. Marked group differences were found in both phasic and tonic components of the OR. Some, but not all, of the significance effects in the phasic OR were attributable to differences in arousal. The results are discussed in the context of theoretical accounts of the OR.     

Mind-over-body beliefs in sport and exercise: A driving force for training volume and performance,but with risks for exercise addiction

We assume that athletic success is associated with certain beliefs that on the one hand promote performance-enhancing behavior (training volume), but on the other hand can also be detrimental to health (sports addiction). These beliefs are succinctly characterized by the title of the 9-item “Mind-over-Body” scale presented here. They are the three beliefs that 1) athletic performance requires a high level of effort, 2) that willpower plays an important role in athletic success, and 3) that athletic success requires pain tolerance. A total of six web-survey-based studies with a total of 1121 participants (approximately gender parity), including individuals with different levels of athletic performance (no competition; amateur sport; regional, national, or international competition), examined the psychometric network and construct and criterion validity of the MoB scale. Exploratory graph analyses, which included the studies with the largest sample sizes, showed that the three belief components (effort, willpower, pain) form separable communities within the MoB network and that the MoB items form communities distinct from self-control and self-efficacy. Meta-analyzed correlations across all six studies showed low positive correlations with self-control and self-efficacy. In terms of criterion validity, MoB beliefs were positively correlated with training volume and exercise addiction. We discuss MoBs as “on the edge of unhealthy” and place MOBs within a framework of related but distinct concepts.     

The biasing effects of selection and attrition on estimating the mean

Organizational and validation researchers often work with data that has been subjected to selection on the predictor and attrition on the criterion. These researchers often use the data observed under these conditions to estimate either the predictor or criterion's restricted population means. We show that the restricted means due to direct or indirect selection are a function of the population means plus the selection ratios. Thus, any difference between selected mean groups reflects the population difference plus the selection ratio difference. When there is also attrition on the criterion, the estimation of group differences becomes even more complicated. The effect of selection and attrition induces measurement bias when estimating the restricted population mean of either the predictor or criterion. A sample mean observed under selection and attrition does not estimate either the population mean or the restricted population mean. We propose several procedures under normality that yield unbiased estimates of the mean. The procedures focus on correcting the effects of selection and attrition. Each procedure was evaluated with a Monte Carlo simulation to ascertain its strengths and weaknesses. Given appropriate sample size and conditions, we show that these procedures yield unbiased estimators of the restricted and unrestricted population means for both predictor and criterion. We also show how our findings have implications for replicating selected group differences.     

Temporal distance and veracity effects on the level of detail in statements about intentions

Construal level theory states that future events that are nearer in the future and events that are more likely to happen have lower construal levels, and therefore have less detail, than events that are further away and/or less likely to happen. Consistent with this theory, the number of details in a statement can be a moderately good cue to deception. If veracity and temporal distance both affect detail, detail may only be a good cue to deception about events that occur at certain temporal distances. This paper describes a study on whether temporal distance and veracity affect detail levels in statements about intentions. The results suggest that temporal distance and veracity do not affect detail levels in this dataset. Intentions that were completed also did not differ from uncompleted intentions. Overall, the study found no support for the hypothesised effects of temporal distance and veracity on level of detail.