Determinants of credit card debt: Differentiating between revolving credit debt and petty installment loan in China

This research explores the determinants of the probability of having credit debt, as well as the determinants of the severity of credit card debt. Credit card debt includes revolving credit debt and petty installment loan. The severity of credit card debt was measured by the duration of revolving credit debt and the amount of petty installment loans. Analysis of behavioral data from a Chinese commercial bank showed a significant difference between the determinants of the probability of having credit card debt and the determinants of the severity of credit card debt. Specifically, credit limit, gender, length of ownership of a credit card, and the total credit card expenditure were closely related to the likelihood of having revolving credit debt and to the duration of revolving credit debt. However, age, the square of age, credit ranking, and risk ranking were significantly correlated with the likelihood of having revolving credit debt rather than the duration of revolving credit debt. Credit card balance had a special influence on the duration of revolving credit debt. Compared with revolving credit debt, petty installment loan had few significantly related factors. Both age and the square of age could significantly predict both the likelihood of having petty installment loan and amount of petty installment loan. Credit ranking, risk ranking, and gender predicted the likelihood of having petty installment loan but did not correlate with the amount of petty installment loan. The frequency of petty installment use was closely related to the amount of petty installment loan. Copyright © 2014 John Wiley & Sons, Ltd.     

Genetic Testing of Children for Predisposition to Mood Disorders: Anticipating the Clinical Issues

Large-scale sequencing information may provide a basis for genetic tests for predisposition to common disorders. In this study, participants in the Coriell Personalized Medicine Collaborative (N?=?53) with a personal and/or family history of Major Depressive Disorder or Bipolar Disorder were interviewed based on the Health Belief Model around hypothetical intention to test one’s children for probability of developing a mood disorder. Most participants (87 %) were interested in a hypothetical test for children that had high (“90 %”) positive predictive value, while 51 % of participants remained interested in a modestly predictive test (“20 %”). Interest was driven by beliefs about effects of test results on parenting behaviors and on discrimination. Most participants favored testing before adolescence (64 %), and were reluctant to share results with asymptomatic children before adulthood. Participants anticipated both positive and negative effects of testing on parental treatment and on children’s self-esteem. Further investigation will determine whether these findings will generalize to other complex disorders for which early intervention is possible but not clearly demonstrated to improve outcomes. More information is also needed about the effects of childhood genetic testing and sharing of results on parent–child relationships, and about the role of the child in the decision-making process.     

The effect of visual complexity and word frequency on eye movements during Chinese reading

Eye movements of native Chinese readers were monitored when they read sentences containing single-character target words orthogonally manipulated for frequency and visual complexity (number of strokes). Both factors yielded strong main effects on skipping probability but no interaction, with readers skipping visually simple and high frequency words more often. However, an interaction between frequency and complexity was observed on the fixation times on the target words with longer fixations for the low frequency, visually complex words. The results demonstrate that visual complexity and frequency have independent influences on saccadic targeting behaviour during Chinese reading but jointly influence fixation durations and that these two factors differently impact fixation durations and saccade targeting during reading.     

内源性注意和外源性注意条件下SOA变化对数字距离效应的影响

采用内源性注意和外源性注意实验范式,材料为小数(1～4)和大数(6～9)的阿拉伯数字,以判断数字是否大于5为任务,考察内源性和外源性线索不同注意条件下SOA对数字距离效应的影响。结果发现:(1)内源性线索条件下,随着SOAs增加,大小数的距离效应逐渐增大,当SOA为900ms时,大小数的距离效应最明显;(2)外源性线索条件下,当SOA为300ms时,大小数的距离效应最显著,随着SOAs增加,大小数的距离效应逐渐减小。     

齐鲁文化的影响与青刻本《聊斋志异》的出版

历史上齐鲁文化曾孕育了无数杰出的人物和作品,蒲松龄的《聊斋志异》就带有鲜明的齐鲁文化特色。青柯亭本《聊斋志异》是《聊斋志异》的原始木刻本,在《聊斋志异》的传播史上有着重要的地位,它是由同为齐鲁人的赵起果主持刻印出版的,其面世过程及背后的成因反映了齐鲁文化所蕴含的丰富内涵和深刻影响。     

Causal relationships among academic delay of gratification, motivation, and self-regulated learning in elementary school children

Academic delay of gratification refers to the postponement of immediate rewards by students and the pursuit of more important, temporally remote academic goals. A path model was designed to identify the causal relationships among academic delay of gratification and motivation, self-regulated learning strategies (as specified in the Motivated Strategies for Learning Questionnaire), and grades among 386 Chinese elementary school children. Academic delay of gratification was found to be positively related to motivation and metacognition. Cognitive strategy, resource management, and grades mediated these two factors and were indirectly related to academic delay of gratification.     

情绪词编码的不同方式对ECM的影响

该研究采用ECM实验范式,操纵被试编码阶段加工方式,分析被试情绪状态与记忆成绩之间关系。情绪电影片段诱发被试高兴或悲伤情绪后,要求被试在学习情绪词时进行有意记忆或熟悉判断或结构判断,完成分心任务后进行自由回忆。结果发现:高兴组和悲伤组采用三种加工方式学习情绪词时均出现ECM;在高兴或悲伤状态下,被试进行结构判断学习情绪词时ECM效应量大,进行有意记忆和熟悉判断学习情绪词时ECM效应量小。     

Urban residents' subtle prejudice towards rural‐to‐urban migrants in China: The role of socioeconomic status and adaptation styles

The household registration system (Hukou) implemented by the Chinese government divides the Chinese society into two groups: urban residents and rural residents. Since the 1980s, millions of rural residents have migrated to cities without official permission. In this paper, we investigate urban residents' subtle prejudice towards rural‐to‐urban migrants. Specifically, the impacts of urban residents' socioeconomic status (SES) and their perception of migrants' adaptation styles are examined. A sample including 457 Chinese urban residents is taken from four cities in China. Educational and occupational levels are used to indicate urban residents' SES. Four adaptation styles (integration, assimilation, separation and marginalization) are manipulated by using vignettes. The results show that SES has a negative impact on urban residents' subtle prejudice. This link is further moderated by urban residents' perceptions of migrants' adaptations: the negative effect of SES on subtle prejudice holds only under a perception of integration or assimilation and disappears under a perception of separation or marginalization. Copyright © 2010 John Wiley & Sons, Ltd.     

小学五年级学生英语阅读知觉广度的眼动研究

使用Eyelink2000型眼动仪,采用经典的呈现随眼动变化技术,对24名被试在不同窗口条件下英文阅读的眼动指标进行记录和分析,以考察小学五年级学生英语阅读的知觉广度。研究结果表明:小学五年级学生英语阅读的知觉广度的右侧范围是注视点右侧5-8个字符空间。