Explaining Internet Banking Behavior: Theory of Reasoned Action,Theory of Planned Behavior,or Technology Acceptance Model?

A key objective of information technology (IT) research is to assess the value of technology for users and to understand the factors that determine this value in order to deploy IT resources better. This paper uses structural equation modeling to ascertain the extent to which 3 popular models of users' behavior—theory of reasoned action (TRA), theory of planned behavior (TPB), and technology acceptance model (TAM)—are predictive of consumers' behavior in the context of Internet banking. Unlike other tests of these models, this paper employs independent measures of actual behavior, as well as behavioral intention. The results indicate that TAM is superior to the other models and highlights the importance of trust in understanding Internet banking behavior.     

Data Mining and Privacy of Social Network Sites’ Users: Implications of the Data Mining Problem

This paper explores the potential of data mining as a technique that could be used by malicious data miners to threaten the privacy of social network sites (SNS) users. It applies a data mining algorithm to a real dataset to provide empirically-based evidence of the ease with which characteristics about the SNS users can be discovered and used in a way that could invade their privacy. One major contribution of this article is the use of the decision forest data mining algorithm (SysFor) to the context of SNS, which does not only build a decision tree but rather a forest allowing the exploration of more logic rules from a dataset. One logic rule that SysFor built in this study, for example, revealed that anyone having a profile picture showing just the face or a picture showing a family is less likely to be lonely. Another contribution of this article is the discussion of the implications of the data mining problem for governments, businesses, developers and the SNS users themselves.     

Self-Identity and the Theory of Planned Behavior: A Useful Addition or an Unhelpful Artifice?1

Among the variables proposed as useful additions to the structure of the theory of planned behavior (Ajzen, 1991), there is evidence for the predictive usefulness of a measure of self-identity. In the study reported here, members of the general population in the United Kingdom (n= 235) completed a questionnaire addressing the consumption of a diet low in animal fats. The questionnaire was structured in terms of the TPB and contained additional variables that previous research has indicated to be useful predictors of intentions and behavior. A multiple regression of intentions (R²= .80) showed self-identification as a health-conscious consumer to have a predictive effect independent of the effects of these other variables. This effect was also found in replication studies.     

Why Don’t We Report Sexual Harassment? An Application of the Theory of Planned Behavior

The study found that an individual’s attitudes toward the behavior, normative beliefs, and perceived behavioral control predicted an individual’s intention to report an incident of hostile environment sexual harassment. Even though women indicated a greater intention to report, there was not a gender difference in whether an individual reported an incident of hostile environment sexual harassment. Our findings provide support for the theory of planned behavior as a model for predicting an individual’s intention to report sexual harassment. These findings provide insight for the formulation of policy and procedures and the development of training programs to facilitate reporting of incidents.     

Application of the Theory of Planned Behavior in Academic Cheating Research–Cross-Cultural Comparison

The study is an intercultural comparison of the theory of reasoned action and the theory of planned behavior (original and modified versions) to predict students’ intentions for academic cheating. The sample included university students from 7 countries: Poland, Ukraine, Romania, Turkey, Switzerland, United States, and New Zealand. Across countries, results show that attitudes, perceived behavioral control, and moral obligation predict students’ intentions to engage in academic dishonesty in the form of cheating. The extended modified version of the theory of planned behavior emerged as the best explanatory model predicting intentions to cheat. Significant cross-cultural differences were found and discussed.     

A Model of Online Protection to Reduce Children’s Online Risk Exposure: Empirical Evidence From Asia

Children are surrounded by a variety of digital media and are exposed to potential risks that come with such easy accessibility. Learning how to be safe online is an important consideration for both children and their caregivers. The present study proposes an integrated model of online safety based on constructs from protection motivation theory and the health belief model, namely perceived severity of (and susceptibility to) risk, online self-efficacy, online privacy concern, and digital literacy. The study comprised a survey conducted among 420 schoolchildren aged 9–16 years. Using partial least squares-structural equation modelling, the results illustrated the presence of a negative effect of ‘perceived severity of online risk’ toward online risks, whereas the effect of ‘digital literacy’ was found to be positive. Children whose perception of online risks was more severe were less exposed to online risks if they had higher ‘online privacy concerns’ than the children with higher ‘digital literacy’ who are more exposed to online risk. Results of the study show that engaging in safe online behaviour requires children to have a high perception regarding severity of online risks as well as knowledge of online privacy concerns. Online risks and opportunities occur in parallel. Consequently, the factors that increase or decrease risk may also increase or decrease the benefits.     

Developmental Risk and Young Children’s Regulatory Strategies: Predicting Behavior Problems at Age Five

Children with early developmental delays are at heightened risk for behavior problems and comorbid psychopathology. This study examined the trajectories of regulatory capabilities and their potentially mediating role in the development of behavior problems for children with and without early developmental delays. A sample of 231 children comprised of 137 typically developing children and 94 children with developmental delays were examined during mildly frustrating laboratory tasks across the preschool period (ages 3–5). Results indicated that children with delays had greater use of maladaptive strategies (distraction, distress venting) and lower use of adaptive strategies (constructive coping) than typically developing children. For both groups, strategies had similar rates of growth across time; maladaptive strategies decreased and adaptive strategies increased. The intercept of strategy use, but not the slope, was found to mediate the relation between developmental risk and externalizing behaviors. Findings support that dysregulation, rather than the developmental risk, may be responsible for the high levels of comorbid psychopathology.     

Predicting the Level of Pastors’ Risk of Termination/Exit from the Church

This study conducts an exploratory factor analysis on Wickman’s (2004) Pastors at Risk Inventory that measures the likelihood of whether clergy may face forced or unforced resignation. An online survey was administered to 285 evangelical pastors containing 42 Likert-type items developed from 20 years of qualitative practitioner ministry among clergy. The two factors identified—vision conflict and compassion fatigue—are discussed in relation to the extant literature and in their unique function with clergy. Results indicate that varying levels of disparity typically exist between expected ministry outcomes and actual ministry experiences, and that vision conflict and compassion fatigue are more likely among clergy who lack a support team and/or whose church has recently plateaued or declined in attendance.     

Doing Gender Online: New Mothers’ Psychological Characteristics,Facebook Use,and Depressive Symptoms

Online social networking sites, such as Facebook, have provided a new platform for individuals to produce and reproduce gender through social interactions. New mothers, in particular, may use Facebook to practice behaviors that align with their mothering identity and meet broader societal expectations, or in other words, to “do motherhood.” Given that Facebook use may undermine well-being, it is important to understand the individual differences underlying new mothers’ experiences with Facebook during the stressful first months of parenthood. Using survey data from a sample of 127 new mothers with Facebook accounts residing in the U.S. Midwest, we addressed two key questions: (a) Are individual differences in new mothers’ psychological characteristics associated with their use and experiences of Facebook? and (b) Are new mothers’ psychological characteristics associated with greater risk for depressive symptoms via their use and experiences of Facebook? Regression analyses revealed that mothers who were more concerned with external validation of their identities as mothers and those who believed that society holds them to excessively high standards for parenting engaged in more frequent Facebook activity and also reported stronger emotional reactions to Facebook commentary. Moreover, mothers who were more concerned with external validation were more likely to have featured their child in their Facebook profile picture. Mediation analyses indicated that mothers who were more prone to seeking external validation for their mothering identity and perfectionistic about parenting experienced increases in depressive symptoms indirectly via greater Facebook activity.     

Women’s Perceptions of the Personal and Family Impact of Genetic Cancer Risk Assessment: Focus Group Findings

Women with a personal or family history of breast or ovarian cancer are increasingly presenting for genetic cancer risk assessment (GCRA). To explore the personal and family impact of GCRA, four focus groups were conducted of women seen for risk assessment. Participants were 22 primarily non-Latina White women with a personal or family history of breast or ovarian cancer. Analysis of the data identified new themes related to balancing time to assimilate risk information with the need to make timely healthcare decisions, physicians’ lack of sufficient genetic knowledge, and concern for daughters regardless of the daughters’ age. Other themes related to protecting others, knowledge as empowerment, reassessing personal attribution of cancer risk, managing uncertainty, reappraising body image, and experiencing divergent family responses to communication of cancer risk and healthcare decisions. Understanding the personal and family impact of GCRA may enable genetics professionals to tailor their counseling efforts to better meet the needs of these women. Additional research is needed to extend these findings and identify interventions to support positive outcomes of GCRA.     

The Theory of Planned Behavior Without Compatibility? Beyond Method Bias and Past Trivial Associations1

Overreliance on one measurement approach can challenge accurate statements about reality, as findings can represent by‐products of the compulsory measurement paradigm. Within the theory of planned behavior (TPB), the compatibility principle represents one such strictly imposed paradigm. Using 2 cross‐sectional surveys of 1,394 volunteers and involving structural equation models, we demonstrate that the widely employed practice of measuring TPB constructs is confounded with method‐implied bias. This means the theory cannot conclusively reveal origins of a behavior. Our results also suggest that on an aggregated level, when method bias is eliminated, its constructs are linked in hypothesized ways. Adopting a more general model—thus, adopting a more traitlike conceptualization of attitudes—has interesting implications for social psychology and its current trends.     

Challenges Since Wikipedia: The Availability of Rorschach Information Online and Internet Users’ Reactions to Online Media Coverage of the Rorschach–Wikipedia Debate

We conducted 2 studies to assess the availability of Rorschach information online and Internet users’ attitudes since the inkblots were published on Wikipedia. In the first study, the authors conducted 2 Google searches for Web sites containing Rorschach-related information. The top 88 results were classified by level of threat to test security; 19% posed a direct threat. The authors also found Web sites authored by psychologists that divulged sensitive Rorschach information. In the second study, 588 comments to online news stories covering the Rorschach–Wikipedia debate were coded as expressing favorable or unfavorable opinions regarding the field of psychology, psychologists, and the Rorschach. Eight percent of comments described unfavorable opinions toward psychology, 15% contained unfavorable opinions toward psychologists, and 35% portrayed unfavorable opinions of the Rorschach. Common themes and popular misconceptions of the Rorschach contained in these comments are described. Implications and recommendations for practice are discussed. Limitations, including the second study's narrow sample and self-selection bias, are also detailed.     

Traffic Offences: Planned or Habitual? Using the Theory of Planned Behaviour and habit strength to explain frequency and magnitude of speeding and driving under the influence of alcohol

This study addresses the socio‐cognitive determinants of traffic offences, in particular of speeding and drinking and driving. It has two aims: (1) to test the hypothesis of a direct effect of habits on offences (i.e., independent of intentions) by employing a specific measure of habits (i.e., the SRIH) and (2) to analyse the offences by taking account of three distinct parameters: Frequency, usual magnitude (i.e., the most frequent deviation from the law) and maximal magnitude (i.e., the greatest deviation occasionally adopted) in order to represent more accurately the variability of the offending behaviours. A total of 642 drivers replied to a questionnaire. The results corroborate the idea that intention and habit are distinct and direct determinants of offences. The use of the SRIH dismisses the criticisms made with regard to the measure of past behaviour. The distinction between the three behavioural parameters proves to be relevant, as their determinants are not exactly similar. Finally, attitude and subjective norm had direct effects on the maximal magnitude and/or on the frequency of the offence. The discussion concerns the contribution of this study to the analysis of offences as well as its limitations and addresses the theoretical plausibility of the direct effects of attitude and the subjective norm.     

Gender,Risk, and Religiousness: Can Power Control Provide the Theory?

Collett and Lizardo (2009) offer a model of gender differences that revisits and expands earlier research, in particular nascent ideas used by Miller and Hoffmann (1995) that were borrowed, in part, from a power-control theory of delinquency and crime. However, I am skeptical of their attempt to apply power-control theory as a general explanation of gender differences in religiousness. In this response piece, I first set the context by describing how Alan Miller and I initially approached our risk and religion work. I then point out where I think the research stream went awry and why recent studies of risk preferences and religion have failed to provide convincing evidence one way or the other. Finally, I offer an appraisal of Collett and Lizardo's work, with particular attention to why adopting power-control theory should be viewed with caution. I conclude with suggestions for future research on gender and religiousness.     

Trust and the collection,selection, analysis and interpretation of data: A scientist’s view

Trust is a critical component of research: trust in the work of co-workers and colleagues within the scientific community; trust in the work of research scientists by the non-research community. A wide range of factors, including internally and externally generated pressures and practical and personal limitations, affect the research process. The extent to which these factors are understood and appreciated influence the development of trust in scientific research findings.     

Role as Norm,Role and Norm: Homer’s Hero,Hesiod’s Just City,and Plato’s Kallipolis

Role as Norm, Role and Norm: Homer’s Hero, Hesiod’s Just City, and Plato’s Kallipolis