Debt and Subjective Well-being: The Other Side of the Income-Happiness Coin

To spur research on the topic of debt and its consequences, we conducted a systematic review to integrate the different conceptualizations of debt and to develop a conceptual model explaining mechanisms through which debt influences subjective well-being (SWB). Our conceptual model weaves two common themes from the prior literature: (a) a bottom-up spillover perspective where debt affects SWB via the financial domain (and possibly other life domains that are negatively affected through spillover); and (b) a resource perspective wherein debt is a strain on financial resources which, in turn, lowers SWB. Further, we review past empirical studies assessing the linkage between debt and SWB. A majority of associations (90 %), from 20 studies, revealed at least one significant negative effect between debt and SWB. Further, a random effects meta-analysis of seven studies showed a small relationship between debt and SWB (r = ?.07), although there also appear to be critical moderators such as levels of debt, source of debt, and overall financial resources. To test our conceptual model, we conduct a moderated mediation analysis of a large scale representative sample of college graduates with Internet access in the United States (N = 2781) to examine the effects of student loans on SWB. Debt and income accounted for 40 and 60 % of the predicted variance of life satisfaction, respectively. In addition, the bottom-up perspective and resource perspectives were supported. One critical limitation is that there are not many studies on debt and SWB. Future areas for research are discussed.     

Why do I feel this way? Attributional assessment of happiness and unhappiness

ABSTRACT

Much research has shown that how people explain events affects subjective well-being (SWB), in particular when they explain positive events as being due to internal, stable, and global factors, and negative events as being due to external, unstable, and local factors. In the current research, we asked: how do people explain their SWB itself, and how do such attributions in turn relate to SWB? In repeated measures studies 1 (N = 281) and 2 (N = 169) participants viewed happy feelings as more personally controllable, stable, and internally caused compared to unhappy feelings. In Study 3 (N = 142) participants made causal attributions about accurate SWB feedback, or about randomly assigned false (low or high) SWB feedback. Those in the false low-SWB feedback condition attributed their SWB to external and unstable factors controlled by others compared to those in the high-level feedback condition. In all three studies, attributing SWB to stable, personally controllable factors was positively associated with SWB.     

Happiness and Suffering in the Life Story: An Inquiry into Conflicting Expectations Concerning the Association of Perceived Past with Present Subjective Well-Being in Old Age

The study examined whether positive or negative aspects of the life story were predominantly associated with present subjective well-being (SWB). Two samples (N?=?815 and 213; mean ages 75 and 73) rated past emotions (happiness and suffering) in positive and negative anchor periods (e.g., ??the happiest period,?? ??the most miserable period??) of their life stories. The indices of present SWB were present happiness, present suffering, and life satisfaction. Results indicated that when the past emotions were net of each other, past happiness was related to the positive indices, but not to the negative index, of present SWB whereas past suffering was related to the negative index, and only partially to the positive indices, of present SWB. Congruent emotions (happiness in positive periods, suffering in negative periods) were stronger than incongruent emotions (happiness in negative periods, suffering in positive periods), yet each had unique associations with present SWB. Finally, past happiness weakened the inverse relationship between past suffering and present SWB, yet it strengthened this relationship when past emotions were both incongruent (i.e., when happiness in negative periods was analyzed in conjunction with suffering in positive periods). In conclusion, rather than presenting predominance over each other, positive and negative ingredients in the life story maintain complementary and interactive associations with present SWB. In this context, the study points to the SWB-related implications of the interplay between paramount life experiences in the individual??s anchor periods and the emotions that the individual attributes to these periods.     

The Relative Importance of Personality,Financial Satisfaction,and Autonomy for Different Subjective Well-Being Facets

Abstract

Using a nationally representative sample (N?=?507) from Singapore, this study examined whether personality, financial satisfaction, and autonomy were important to subjective well-being (SWB), and how the importance of these predictors varied across different SWB facets—life satisfaction, happiness, positive feelings, and negative feelings. The findings indicated that neuroticism, financial satisfaction, and autonomy, were important predictors of happiness. Personality was most important for affective well-being (i.e., positive and negative feelings), whereas financial satisfaction was most important for life satisfaction. Specifically, neuroticism accounted for substantial variance in positive and negative feelings, and was the strongest correlate among the Big Five traits. In contrast, financial satisfaction explained most of the variance in life satisfaction. This highlights that the importance of well-being predictors depended on the facet of well-being examined. The findings suggest that residents in an affluent nation like Singapore do not emphasize only postmaterialist values (e.g., autonomy) and disregard materialist concerns (e.g., financial satisfaction). Though certain SWB facets (positive and negative affect) are largely influenced by dispositional factors, other facets (life satisfaction and happiness) are closely related to factors (e.g., financial satisfaction, autonomy) that may be affected by social policies. Policymakers can thus target those aspects to enhance people’s SWB.     

The relationship between beliefs about emotions and quality of life in irritable bowel syndrome

Suppression of undesirable emotions, as well as beliefs about the unacceptability of experiencing and expressing emotions, have both been shown to be related to poorer health-related outcomes in several clinical groups. Potential models through which these variables relate have yet to be tested in those with irritable bowel syndrome (IBS) and are therefore examined in the current article. Online questionnaires were administered to people with IBS (n = 84) to test a mediation model in which beliefs about the unacceptability of emotions are associated with greater emotional suppression, which in turn relates to increased affective distress and consequently poorer quality of life. An alternate model to test the direction of effect along with two further models using support-seeking as mediators of the same predictor and outcome were also tested. Emotional suppression and affective distress (in that particular order) mediate the relationship between beliefs about emotions and quality of life IBS. The models using support-seeking as mediators of the relationship between beliefs about emotions and the two outcomes were not supported. These findings suggest a role for emotional processing in medically unexplained symptoms and imply the need to address such beliefs about emotions in psychological therapies.     

大学生主观幸福感的跨文化研究:来自48个国家和地区的调查报告

旨在考察主观幸福感的基本状况,通过对来自48个国家和地区的10018名大学生被试施测《国际大学调查》(ICS)问卷(分A卷和B卷),对施测结果进行相关分析和回归分析,发现积极情感、消极情感、生活满意感、自我体验和外在准则都是主观幸福感的有效预测变量。在回归分析的基础上采用优势分析方法评估了主观幸福感各预测变量在预测主观幸福感时的相对重要性。优势分析结果表明,预测主观幸福感时积极情感最为重要,其次是生活满意感。这再一次验证主观幸福感主要是由情感和认知两方面预测的观点。     

广州大学生主观幸福感研究

运用《国际大学调查》(ICS)问卷,对广州市200名大学生进行抽样调查,考察了广州市大学生的主观幸福感的基本状况,并对主观幸福感与各维度之间的相互关系作了分析。结果表明：(1)男女幸福感没有差异;(2)主观幸福感主要是由积极情感、消极情感和生活满意度决定;(3)外在准则对主观幸福感的影响是间接的;(4)个体的自我体验和主观幸福感、生活满意度、积极情感、外界准则等相关,但与外界准则的相关最大。     

Building Life Satisfaction Through Well-Being Dimensions: A Longitudinal Study in Children with a Life-Threatening Illness

Recent literature suggests that people increase their life satisfaction over time as a result of developing positive psychological resources (e.g. benefit finding). However, this hypothesis has not yet tested in children. Since suffering from illness is usually associated with challenge and growth, we hypothesized that changes in life satisfaction in a sample of ill children would depend on to what extent they developed resources. Children with a life threatening illness (N = 67 at T1 and N = 49 at T2, ages 7–18 years) completed the Student Life Satisfaction Scale, a measure of health-related functioning problems, a measure of positive emotions (PE), the Benefit Finding Scale for Children, and a measure of strengths from the Values in Action Inventory of Character Strengths for Youth. The same measures were assessed 6 months after the first assessment. Using structural equation modeling techniques, results revealed that health-related functioning problems were associated with negative changes in life satisfaction over time. Moreover, increases in benefit finding and character strengths (i.e., love and gratitude) predicted positive changes in LS over time. Finally, PE predicted changes in benefit finding over time through several personal strengths (i.e., vitality and gratitude). The development of positive psychological resources in children experiencing high levels of stress may promote desirable psychological outcomes. Therefore, in order to help clinicians prevent negative outcomes, future research should strive to better understand life satisfaction and its underlying predictors in children experiencing difficult life circumstances.     

身体锻炼对高中学生主观幸福感的影响及其心理机制

为了考察身体锻炼与高中学生主观幸福感的关系,采用量表法进行了研究,控制了相关变量后的研究结果表明:(1)经常锻炼的高中学生比锻炼不足的高中学生的主观幸福感更加强烈,这一差异表现在两者之间的情感成份和特殊生活满意感上;一次的身体锻炼对高中学生主观幸福感没有影响,长期性的身体锻炼可以提高高中学生主观幸福感;小锻炼量和中等锻炼量的身体锻炼随着锻炼持续时间的增长,对高中学生主观幸福感影响加深,而大锻炼量随着锻炼持续时间的增长对高中学生主观幸福感的影响,呈现倒“V”型的曲线状;随着锻炼持续时间的增长,中等锻炼量的效果明显优于小锻炼量和大锻炼量的效果;(2)身体锻炼不仅可以直接对高中学生主观幸福感产生影响,而且可以通过身体自尊,人际关系、人格等中介变量对高中学生主观幸福感产生影响     

The Psychometric Equivalence of the Personal Wellbeing Index for Normally Functioning and Homeostatically Defeated Australian Adults

Understanding subjective wellbeing (SWB) at the population level has major implications for governments and policy makers concerned with enhancing the life quality of citizens. The Personal Wellbeing Index (PWI) is a measure of SWB with theoretical and empirical credentials. Homeostasis theory offers an explanation for the nature of SWB data, including the distribution of scores, maintenance and change over time. According to this theory, under normal conditions, the dominant constituent of SWB is Homeostatically Protected Mood (HPMood), which is held within a genetically determined range of values around a set-point. However, in extreme circumstances (e.g., financial hardship, chronic illness), HPMood may dissociate from SWB, as cognitive/emotional reactions to the cause of homeostatic challenge assume control over SWB. This study investigates two groups as people scoring in the positive range for SWB and people who are likely to be experiencing homeostatic defeat/challenge. We test whether the reduced influence of HPMood on SWB due to homeostatic defeat has implications for the validity of SWB measurement. Participants were 45,192 adults (52 % female), with a mean age of 48.88 years (SD = 17.35 years), who participated in the first 23 surveys of the Australian Unity Wellbeing Index over the years 2001–2010. Multiple regression analysis, multiple group confirmatory factor analysis, and Rasch modelling techniques were used to evaluate the psychometric performance of the PWI across the two groups. Results show that while the PWI functioned as intended for the normal group, SWB in the challenged group was lower across all PWI domains, more variable, and the domain scores lacked the strength of inter-correlation observed in the normal, comparison group. These changes are consistent with predictions based on homeostasis theory and one major implication of the findings is that SWB measures may not function equivalently across the entire spectrum of possible domain satisfaction scores.     

Measuring well-being: A comparison of subjective well-being and PERMA

We compared Seligman’s PERMA model of well-being with Diener’s model of subjective well-being (SWB) to determine if the newer PERMA captured a type of well-being unique from the older SWB. Participants were 517 adults who completed self-report measures of SWB, PERMA, and VIA character strengths. Results from four analytic techniques suggest the factor underlying PERMA is capturing the same type of well-being as SWB. Confirmatory factor analysis yielded a latent correlation of r = 0.98 between SWB and PERMA. Exploratory structural equation modeling found two highly related factors (r = 0.85) that did not map onto PERMA and SWB. SWB and PERMA factors showed similar relationships with 24 character strengths (average correlation difference = 0.02). Latent profile analyses yielded subgroups of people who merely scored high, low, or mid-range on well-being indicators. Our findings suggest that while lower-order indicators SWB and PERMA have unique features, they converge onto a single well-being factor.     

La Vie en Rose: High Levels of Well-Being and Events Inside and Outside Autobiographical Memory

The present study examined adolescents’ interpretation and memory for stimuli inside and outside autobiographical memory in relation to high and low levels of Subjective (SWB) and Psychological Well-Being (PWB). Participants (69 high school pupils), identified as being either the 5 % upper or the 5 % lower scorers from 687 pupils who self-reported SWB and PWB, were asked to recall and list the most positive and negative life events during the past year. Words in a short story were used to assess events outside autobiographical memory. The high well-being groups remembered more positive than negative life events. Conversely to the other groups, the high PWB group interpreted positive and negative life events equally and had no preference for recognition of positive words. The number of words rated as positive predicted false recognition of positive words among the high well-being groups. Thus, suggesting important cognitive differences and similarities related to SWB and PWB.     

Does Higher Education Increase Hedonic and Eudaimonic Happiness?

An increasing number of studies suggest that the relationship between higher education and subjective well-being (SWB) is either insignificant or negative. Most of these studies, however, use life satisfaction as a proxy for SWB. In this study, using longitudinal data from the Household Income and Labor Dynamics in Australia survey, I examine the link between higher education and three different measures of subjective well-being: life satisfaction and its different sub-domains (evaluative), positive and negative affect (hedonic), and engagement and purpose (eudaimonic). Three substantial results emerge: (1) people with higher education are more likely to report higher levels of eudaimonic and hedonic SWB, i.e., they view their lives as more meaningful and experience more positive emotions and less negative ones; (2) people with higher education are satisfied with most life domains (financial, employment opportunities, neighborhood, local community, children at home) but they report lower satisfaction with the amount of free time they have; (3) the positive effect of higher education is increasing, but at a decreasing rate; the SWB gains from obtaining a graduate degree are much lower (on the margin) compared to getting a college degree.     

Subjective temporal trajectories for subjective well-being

Based on Diener's (Diener, E. (1984). Subjective well-being. Psychological Bulletin, 95, 542–575.) tripartite model of subjective well-being (SWB), subjective evaluations of past, present, and anticipated future life satisfaction (LS), positive affect (PA), and negative affect (NA) were evaluated in a cross-sectional undergraduate sample. Upward mean trends in subjective trajectories (past?<?present?<?future) were typical, on average, for each SWB component. As predicted, higher levels of present SWB were aligned with greater positive psychological, physical, and interpersonal functioning. In contrast, steeper upward subjective SWB trajectories were associated with greater distress and dysfunction. Of the three SWB components, unique links with indicators of functioning were most consistent for LS trajectories. We conclude that a temporally expanded conceptualization of SWB spanning subjective assessments of past, present, and anticipated future LS, PA, and NA provides a rich framework for studying the structure of SWB and the significance of how people perceive their well-being to be unfolding over time.     

Reframing the ordinary: Imagining time as scarce increases well-being

We explored a counterintuitive approach to increasing happiness: Imagining time as scarce. Participants were randomly assigned to try to live this month (LTM) like it was their last in their current city (time scarcity intervention; n = 69) or to keep track of their daily activities (neutral control; n = 70). Each group reported their activities and their psychological need satisfaction (connectedness, competence, and autonomy) weekly for 4 weeks. At baseline, post-intervention, and 2-week follow-up, participants reported their well-being – a composite of life satisfaction, positive emotions, and negative emotions. Participants in the LTM condition increased in well-being over time compared to the control group. Furthermore, mediation analyses indicated that these differences in well-being were explained by greater connectedness, competence, and autonomy. Thus, imagining time as scarce prompted people to seize the moment and extract greater well-being from their lives.     

Subjective Well-Being as a Dynamic and Agentic System: Evidence from a Longitudinal Study

Subjective well-being (SWB) comprises individual differences in life satisfaction (LS), positive affect (PA), and negative affect (NA), and is typically conceptualized as an important life outcome. In contrast, Shmotkin (Rev Gen Psychol 9:291–325, 2005) proposed that SWB is a dynamic and agentic system that promotes optimal functioning, and is organized within individuals as configurations of LS, PA, and NA. We investigated three fundamental features of this novel framework. A 3-year, two-wave longitudinal study (N = 446 Canadian students; Mage = 18.67; 73 % female) was undertaken. The same set of five SWB configurations were observed at each time point, including congruous and incongruous profiles. Consistent with the hypothesized dynamic nature of the SWB system intraindividual stability in SWB configurations (operationalized in terms of categorical cluster membership and prototypicality scores) was moderate. In support of the proposed responsive nature of the SWB system, changes over time in individuals’ SWB configurations were predicted by changes in psychological, physical, and interpersonal functioning. Consonant with the proposed promotive role of the SWB system, positive functioning and changes in functioning over time were predicted by individuals’ SWB configurations and changes in configurations. The present work provides support for the proposed dynamic and agentic nature of SWB. Unique insights offered by a configural perspective on SWB are discussed.     

Differentiating Cognitive Content between Depressed and Anxious Outpatients

Quantitative research suggests that depressed and anxious patients can be differentiated based on their cognitive content. This study used qualitative research methods to separate the specific components of open‐ended depressive and anxious thought content in 79 psychiatric outpatients. Patients with major depressive disorder (MDD; n = 36), generalized anxiety disorder (GAD; n = 10), and other psychiatric disorders (PC; n = 33) were instructed to (a) describe their most bothersome problem; (b) imagine the worst possible negative outcome followed by the best possible positive outcome; and (c) describe associated thoughts and emotions for each scenario. The content of patients' responses were coded to examine (a) the types and severity of problems; (b) the presence or absence of hopelessness, catastrophizing, hopefulness, and unrealistic positive expectations; and (c) the presence or absence of particular emotions associated with imagined worst and best outcomes. More GAD patients than MDD and PC patients indicated anticipated anxious emotions associated with imagined worst outcomes, and fewer MDD patients than GAD and PC patients indicated anticipated happiness associated with imagined best outcomes. No group differences emerged for the other variables considered. These findings suggest that depressed and anxious patients differ in their cognitive expectancies about future life events in terms of their own anticipated emotional reactions.     

Self-Efficacy for Affect Regulation as a Predictor of Future Life Satisfaction and Moderator of the Negative Affect—Life Satisfaction Relationship

Life satisfaction is an important index of mental health and also predicts other important outcomes such as longevity and decreased mortality. Negative affect has a unique inverse relationship with life satisfaction across the life span. Therefore, determining psychological factors that uniquely predict future life satisfaction and that reduce the trait negative affect—life satisfaction relationship is theoretically and clinically important. In light of recent evidence from long-term longitudinal studies that self-efficacy for regulation of negative emotions (SERN) predicts higher future life satisfaction, as well as evidence from a cross-sectional study that a subtype of SERN—self-efficacy for regulating anger—buffers the relationship between trait negative affect and life satisfaction, we tested whether SERN and subtypes of SERN predicted higher life satisfaction and buffered the negative affect—life satisfaction relationship longitudinally over short time periods. After controlling for time 1 life satisfaction, higher time 1 self-efficacy for regulating despondency and distress (SEDes) predicted higher future life satisfaction over average time periods of 17 days (N = 127), 32 days (N = 83), and 41 days (N = 65) among college students. However, in post hoc exploratory regressions that included self-efficacy for experience and expression of positive emotions (SEPos), SEDes predicted higher time 2 life satisfaction, but only SEPos uniquely predicted higher time 3 and time 4 life satisfaction.     

The Developing Theory of Mental State Control: Changes in Beliefs about the Controllability of Emotional Experience from Elementary School through Adulthood

ABSTRACT

In everyday life, we use folk theories about the mind and behavior to understand ourselves and others. An important part of our folk theory of mind is our intuitions about the role of the self in mental functioning—namely, whether the self is able to control each mental operation. The current study explored beliefs about the nature of control over emotional aspects of mental experience from middle childhood through adulthood. Elementary school children (n = 46), middle schoolers (n = 46), 18-year-olds (n = 46), and adults (n = 104) were presented with vignettes depicting characters experiencing negative emotions. Participants evaluated the intentionality, changeability, and chronicity of the characters’ responses. Results showed that by elementary school, children share adults’ view that emotions are largely outside of volitional control. However, beliefs about the changeability and chronicity of emotions mature beyond middle childhood. Between elementary school and adulthood, participants decreased their endorsement of the ability to change one’s current negative emotions and increased their beliefs in the chronic, enduring nature of these responses. With age, these changeability and chronicity beliefs also came to differ depending on the emotional response (i.e., feeling grumpy, being nervous, acting mean). Together, these findings suggest that intuitions about the controllability of emotional experience become more differentiated and less optimistic across development.     

Impact of Youth Strengths and Objective Strain on the Experiences of Subjective Strain Among Caregivers of Youth with Behavioral Health Conditions

Caregivers of youth with behavioral health conditions often experience significant and chronic caregiving strain. Caregiving strain is thought to consist of three dimensions: objective strain (observable negative events), subjective internalized strain (negative feelings directed inwardly), and subjective externalized strain (negative feelings directed outwardly). Based on a modified stress process model, the aims of this study were to: (1) examine whether the association between youth emotional-behavioral problem severity (measured with the Child Behavior Checklist/6–18) and subjective internalized and subjective externalized caregiving strain is mediated by objective strain for caregivers, and; (2) identify other predictors of subjective internalized and subjective externalized strain, particularly related to youth emotional-behavioral strengths as measured by the Behavioral and Emotional Rating Scale-Parent Rating Scale. We also explored the extent to which the association between youth emotional-behavioral problem severity and subjective internalized and subjective externalized strain may be moderated by perceived youth emotional-behavioral strengths. One-hundred and eighty-five (N = 185) caregivers of youth served by a community-based system of care participated in structured survey interviews at program enrollment. Regression analyses indicated that objective strain was found to fully mediate the association between youth emotional-behavioral problem severity and subjective externalized strain. Greater youth strengths related to family involvement were also associated with lower subjective externalized strain. Higher caregiver age, lower education, biological parent relationship to youth, greater youth emotional-behavioral problem severity, higher objective strain, and lower youth strengths related to school functioning were associated with higher subjective internalized strain. A significant interaction was found between youth problem severity, youth affective strengths, and subjective internalized strain such that caregivers who reported higher levels of youth affective strengths experienced stronger effects from youth emotional-behavioral problem severity on subjective internalized strain. These findings shed light upon the complex set of circumstances that may lead caregivers of youth with behavioral health conditions to experience subjective internalized and subjective externalized strain.