远离“诱惑”:预先承诺对跨期决策的调控机制及其神经基础

预先承诺作为一种有效的自我控制策略,主要通过提前排除那些在未来决策中可能会诱使个体做出冲动决策的选项,以达到降低决策冲动性的目的。预先承诺调控跨期决策主要是通过侧额极皮层(LFPC)、背外侧前额叶(DLPFC)、腹内侧前额叶(vmPFC)、后顶叶皮层(PPC)等脑区的共同激活,在自我控制、价值估算、特质冲动性、惩罚敏感度等心理变量的影响下发挥作用。本研究分别从认知机制和神经基础两个方面提出预先承诺降低冲动决策的整合模型,为干预和降低个体决策冲动性提供理论借鉴。未来研究可进一步探究预先承诺调控跨期决策的心理与神经机制,并加强预先承诺在决策领域的应用研究。     

跨期决策的神经机制：基于体素形态学和弥散张量成像研究的证据

目前神经经济学的首要目标是探讨人们经济决策背后的认知机制和神经基础。随着脑成像技术的发展, 人们对于脑结构和功能的认识也越来越深入。跨期决策作为经济决策领域的一个重要分支, 对其理解可以丰富决策的理论内容。首先, 梳理了关于跨期决策神经机制研究, 阐述了跨期决策的四种理论, 分别为单一评价理论(single-valuation theory)、双评价理论(dual-valuation theory)、自我控制理论(self-control theory)和自我参照加工理论(self-referential processing theory), 以及脑损伤研究证据。其次, 分别整理了基于体素形态学和弥散张量成像技术在跨期决策领域中的应用, 并揭示前额叶灰质和白质体积以及背外侧前额叶-纹状体神经纤维连接对于决策冲动性的影响。最后, 未来研究需要注意其在研究方法、认知过程、决策冲动性评估模型上的创新与突破。     

成瘾人群跨期选择的神经机制及干预方法

成瘾可分为物质成瘾和行为成瘾, 两类成瘾人群在跨期选择上都表现出高时间折扣率的缺陷, 但也有各自的特异性特征。成瘾人群跨期选择缺陷的神经基础主要集中在评估网络(腹内侧前额叶、纹状体、后扣带皮层等)、认知控制网络(前额叶皮层、前扣带皮层等)和预期想象网络(海马、杏仁核等); 可利用心理训练来改善成瘾人群跨期选择缺陷, 其干预方法包括工作记忆训练、预期想象训练、金钱管理指导等。未来研究应该从成瘾者跨期选择缺陷的认知机制、3个神经网络系统的交互作用机理、行为遗传学以及开发有效的干预方法等方面展开大量研究。     

主观价值计算与整合的神经机制及其影响因素

决策在人类社会发展的历程中扮演着非常重要的作用,而对其神经机制的探讨才不过几十年的时间。基于价值的决策理论,强调人们首先计算和表征事物的价值,随后比较和决策。在人脑中负责主观价值计算的神经基础有腹内侧前额叶皮层、眶额皮层以及其他脑区,而负责价值整合的脑区有腹内侧前额叶皮层、眶额皮层、背外侧前额叶皮层等。其中时间和风险的价值计算有着相同的神经基础,并且人脑可以将不同属性以及成本进行整合形成主观价值,按照曲线交互作用范式进行。通过自我控制、注意和认知调节等方法,同样可以调制人们的主观价值大小。未来需要继续强调模式分析、个体差异、老龄化和基因对价值计算的影响。     

中国儿童青少年跨期决策的发展与脑发育机制

跨期决策是指人们对时间成本与收益进行权衡, 进而做出评价与选择, 其研究主要围绕时间折扣, 是指与当前或近期的损益相比, 人们赋予未来损益更小的权重。虽然有争议, 但Mischel等人很早就通过著名的“棉花糖实验”证明了延迟满足能力越强的儿童有着更高的学业成就。延迟满足与跨期决策都是在时间维度上进行的决策。研究者通过脑成像技术发现了成人大脑内支持跨期决策的三个神经网络系统, 但关于儿童的研究鲜有报道。这三大脑网络系统都位于额叶皮层, 该皮层在儿童青少年时期快速发育。通过采用横断研究和纵向研究相结合的实验设计, 对处于跨期决策发展关键期的中国儿童青少年人群进行测查和追踪; 借助神经影像技术, 考察跨期决策发展与脑发育的关系; 整合多模态神经影像技术, 构建可以预测跨期决策能力的脑影像指标。     

自恋型人格的理论模型与神经生理机制

自恋作为一种人格特质, 核心特征是具有夸张和膨胀的自我观点。当前研究将自恋型人格与不同的自我特征相联系, 这些特征包括了夸张性、崇拜的需要、自我中心和高自尊、情感共情缺乏和述情障碍, 研究表明自恋的夸张性和崇拜需要源自扭曲的自我观点和自我提升。当前研究发现额中回、内侧前额叶皮层、眶额叶皮层、揳前叶和前脑岛与自我提升和自我评估有关。前脑岛、右背外侧前额叶皮层和右侧后扣带回皮层与共情缺失有关。未来研究应注重将遗传学、电生理学、生物化学、脑成像等技术的结合, 构建自恋型人格形成的神经生理模型。     

社会两难情境下的合作选择:自我利益和集体利益间的权衡

社会两难是个人利益与集体利益冲突的情景。在这种情景下,合作选择强调个体是通过分享使集体利益最大化,而非个人利益最大化。"自我控制"、"信任"与"内疚厌恶"被用来阐述两难情境下合作选择的机制。而神经层面的研究也发现,合作选择主要涉及以背外侧前额叶皮层为主的执行控制脑区、以腹内侧前额叶为主的情绪调节脑区,以及包括纹状体、伏隔核和眶额叶等在内的奖赏相关脑区。未来研究需从完善研究方法和内容、深化内在机制以及整合合作决策的神经机制等几个方面着手。     

心理距离对跨期选择和风险选择的影响

通过考察时间距离、社会距离和概率距离对跨期选择和风险选择的影响, 探究跨期选择和风险选择心理过程的相似性, 并检验不同心理距离影响决策的相似性。结果发现, 无论是时间距离(实验1)、社会距离(实验2)、还是概率距离(实验3), 心理距离越远, 被试在跨期选择中越倾向于延迟选项, 在风险选择中越倾向于风险选项。研究认为, 在跨期选择和风险选择中, 选项的表征结构和选项整体评价时不同选项特征的相对权重具有相似性。随着心理距离增加, 与高识解相联系的金额特征的相对权重增加, 与低识解相联系的时间和概率特征的相对权重降低, 这使得被试更倾向于选择金额较大的延迟和风险选项。同时, 研究发现三类心理距离对两类决策有相似影响, 进一步验证了不同心理距离的本质相似性。     

成瘾人群的决策障碍：研究范式与神经机制

药物成瘾者和赌博成瘾者常常偏好即刻的奖赏而忽视将来的消极结果。在进行决策任务时, 他们倾向于做出不利的选择, 偏好短时的获益而不顾长期的损失, 这是一种决策障碍的表现。延迟折扣任务(DDT)、爱荷华赌博任务(IGT)和剑桥赌博任务(CGT)是研究决策障碍的三种常用方法和范式, 分别考察成瘾人群的冲动性决策、决策短视和决策时的冒险行为。近十几年来的研究表明, 前额叶皮层(PFC)在人类的决策活动中起重要作用。其中, 腹内侧前额叶(VMPFC)、眶额叶(OFC)、背外侧前额叶(DLPFC)等皮层的功能变化与成瘾人群的决策障碍有密切关系。     

自我控制资源与认知资源相互影响的机制:整合模型

尽管有学者认为自我控制资源和认知资源应该是两种独立的资源,但近期的研究却表明两种资源是互相影响的.以往研究从执行控制的角度解释两种资源为什么相互影响,但却没有指出两种资源如何影响执行控制,以及缺乏考虑神经机制和自我控制资源调节变量在其中的作用.为更系统地解释两种资源相互影响的机制,作者提出了一个整合模型,该模型指出:(1)两种资源相互影响的主要原因是两者都受到执行控制和前额叶皮层的影响;(2)个体进行自我控制或认知加工会消耗能量,产生心理疲劳,降低执行任务的动机,表现为前额叶皮层激活水平下降;(3)前额叶皮层激活不足进一步限制了执行控制在随后的自我控制和认知加工任务中的作用,因而影响后续自我控制或认知加工任务的表现;(4)自我控制资源调节变量通过提高个体对疲劳的耐受性、补充能量和提高动机等方法,使前额叶皮层和执行控制在完成前一阶段任务后仍然能够正常发挥作用,从而维持个体在后续自我控制或认知加工任务上的表现.未来的研究可考察自我控制资源与其他认知加工的关系;用动态的认知神经研究方法,建立前额叶皮层激活水平在前后两阶段任务之间的中介作用模型,以及研究自我控制资源调节变量的神经机制.     

The psychology of risk taking: toward the integration of psychometric and neuropsychological paradigms

The prevention of counterproductive or antisocial risk taking is a research priority. Attempts to understand risk-taking behaviors are dominated by the psychometric and neuropsychological paradigms, which have developed in relative isolation. Previous studies indicate that risk taking is associated with the sensation-seeking personality trait, although the relationship with impulsivity may be complex. Poor risk-related decision making is associated with lesions to the ventromedial prefrontal cortex. Further research is necessary to establish which forms of risk taking are associated with the 5-factor model of personality and may be influenced by ventromedial prefrontal cortex functioning. The relationship between risk-related decision making and personality traits is also discussed in order to provide a basis for future research adopting an integrated model of risk taking behavior.     

Behavioral, but not reward, risk modulates activation of prefrontal, parietal, and insular cortices

Risky decisions may involve uncertainty about possible outcomes (i.e., reward risk) or uncertainty about which action should be taken (i.e., behavioral risk). Determining whether different forms of risk have distinct neural correlates is a central goal of neuroeconomic research. In two functional magnetic resonance imaging experiments, subjects viewed shapes that had well-learned response-reward contingencies. Magnitude of a monetary reward was held constant within one experiment, whereas expected value was held constant within the other. Response selection, in the absence of behavioral risk, evoked activation within a broad set of brain regions, as had been found in prior studies. However, behavioral risk additionally modulated activation in prefrontal, parietal, and insular regions, within which no effect of reward risk was observed. Reward delivery, in comparison with omission, evoked increased activity in the ventromedial prefrontal cortex and the nucleus accumbens. We conclude that distinct brain systems are recruited for the resolution of different forms of risk.     

社会排斥影响跨期决策的心理机制探讨

社会排斥广泛存在于社会生活中, 并对人们的认知、情感、行为等诸多方面产生严重的消极影响。它会损害个体的认知功能, 导致个体不能进行理性的判断和决策。研究发现被排斥的个体在风险决策时倾向于风险寻求。跨期决策和风险决策都与人类的生存和发展息息相关, 但目前并不清楚社会排斥是否以及如何影响跨期决策。因此, 本研究拟从跨期决策的评估和选择两个阶段展开研究, 揭示社会排斥对其的作用机制。并在此基础上, 运用tDCS技术激活社会排斥的调节脑区, 以改善被排斥个体的跨期决策能力。研究结果将揭示人际情境因素与决策者个人因素对跨期决策的联合作用机制, 帮助被排斥者提高跨期决策能力, 提高被排斥者的个人成就和生活质量。     

Neural basis of individual differences in impulsivity: contributions of corticolimbic circuits for behavioral arousal and control

The objective of the current study was to analyze the neural correlates of behavioral arousal and inhibitory control as they relate to individual differences in impulsivity via well-established functional MRI amygdala reactivity and prefrontal inhibitory control paradigms in healthy adult subjects. Impulsivity correlated positively with activity of the bilateral ventral amygdala, parahippocampal gyrus, dorsal anterior cingulate gyrus (BA 32), and bilateral caudate. Conversely, impulsivity correlated negatively with activity of the dorsal amygdala and ventral prefrontal cortex (BA 47). Together, these findings suggest that dispositional impulsivity is influenced by the functional interplay of corticolimbic behavioral arousal and control circuits.     

人际互动中社会学习的计算神经机制

人类在社会互动中通过他人的行为对他人特质、意图及特定情境下的社会规范进行学习, 是优化决策、维护积极社会互动的重要条件。近年来, 越来越多的研究通过结合计算模型与神经影像技术对社会学习的认知计算机制及其神经基础进行了深入考察。已有研究发现, 人类的社会学习过程能够较好地被强化学习模型与贝叶斯模型刻画, 主要涉及的认知计算过程包括主观期望、预期误差和不确定性的表征以及信息整合的过程。大脑对这些计算过程的执行主要涉及奖惩加工相关脑区(如腹侧纹状体与腹内侧前额叶)、社会认知加工相关脑区(如背内侧前额叶和颞顶联合区)及认知控制相关脑区(如背外侧前额叶)。需要指出的是, 计算过程与大脑区域之间并不是一一映射的关系, 提示未来研究可借助多变量分析与脑网络分析等技术从系统神经科学的角度来考察大尺度脑网络如何执行不同计算过程。此外, 将来研究应注重生态效度, 利用超扫描技术考察真实互动下的社会学习过程, 并更多地关注内隐社会学习的计算与神经机制。     

Intertemporal choice--toward an integrative framework

Intertemporal choices are decisions with consequences that play out over time. These choices range from the prosaic--how much food to eat at a meal--to life-changing decisions about education, marriage, fertility, health behaviors and savings. Intertemporal preferences also affect policy debates about long-run challenges, such as global warming. Historically, it was assumed that delayed rewards were discounted at a constant rate over time. Recent theoretical and empirical advances from economic, psychological and neuroscience perspectives, however, have revealed a more complex account of how individuals make intertemporal decisions. We review and integrate these advances. We emphasize three different, occasionally competing, mechanisms that are implemented in the brain: representation, anticipation and self-control.     

Developmental changes in decision making under risk: The role of executive functions and reasoning abilities in 8- to 19-year-old decision makers

Previous studies have shown that children and adolescents often tend toward risky decisions despite explicit knowledge about the potential negative consequences. This phenomenon has been suggested to be associated with the immaturity of brain areas involved in cognitive control functions. Particularly, “frontal lobe functions,” such as executive functions and reasoning, mature until young adulthood and are thought to be involved in age-related changes in decision making under explicit risk conditions. We investigated 112 participants, aged 8–19 years, with a frequently used task assessing decisions under risk, the Game of Dice Task (GDT). Additionally, we administered the Modified Card Sorting Test assessing executive functioning (categorization, cognitive flexibility, and strategy maintenance) as well as the Ravens Progressive Matrices assessing reasoning. The results showed that risk taking in the GDT decreased with increasing age and this effect was not moderated by reasoning but by executive functions: Particularly, young persons with weak executive functioning showed very risky decision making. Thus, the individual maturation of executive functions, associated with areas in the prefrontal cortex, seems to be an important factor in young peoples’ behavior in risky decision-making situations.     

Both Risk and Reward are Processed Differently in Decisions Made Under Stress

Years of research show that stress influences cognition. Most of this research has focused on how stress affects memory and the hippocampus. However, stress impacts other regions involved in cognitive and emotional processing, including the prefrontal cortex, striatum, and insula. New research examining how stress affects decision processes reveals two consistent findings. First, acute stress enhances selection of previously rewarding outcomes but impairs selection of previously negative outcomes, possibly due to stress-induced changes in dopamine in reward-processing brain regions. Second, stress amplifies gender differences in strategies during risky decisions, with males taking more risk and females less risk under stress. These gender differences in behavior are associated with differences in activity in the insula and dorsal striatum, brain regions involved in computing risk and preparing to take action.     

风险条件下的跨期选择

跨期选择是指对发生在未来不同时间点上的结果做出权衡的决策过程。由于大部分跨期选择的情景都处于某种风险之中, 把风险变量纳入跨期选择的研究中则至为关键。针对以往研究在研究范围、理论构建、现实意义等诸方面的不足, 本研究拟采用实验室实验与纸笔测验相结合的方法, 深入揭示高、中、低三种概率水平下风险对跨期选择的影响特征, 探索其发生的机制、各类经典效应的大小。在此基础上, 根据全国不同地区的大样本调查结果, 了解各地区风险条件下跨期选择的差异及其与本地宏观经济指标(如, 消费者物价指数)的关联, 进而探讨研究的现实意义。本研究期望对风险条件下的跨期选择做出系统、全面的科学探索, 并为国家相关部门制定政策提供有价值的参考。     

Corporate foreign exchange risk management: A study in decision making under uncertainty

This paper examines the management of foreign exchange risk in multinational corporations in light of the conclusions of previous empirical and theoretical investigations into decision making under uncertainty. Cognitive perceptions of risk and uncertainty are shown to underlie the hedging decisions made by corporate treasury managers, which are often demonstrably sub-optimal in a Bayesian expected utility framework. The findings suggest that simple principal-agent approaches to explaining seemingly sub-optimal corporate risk management preferences are inadequate inasmuch as they fail to account for the markedly different perspectives on risk and uncertainty taken by financial economists (qua economists) and corporate financial risk managers.