移动支付对大学生冲动性消费行为的影响——来自ERP的实验证据

为寻找移动支付影响冲动性消费的电生理证据,实验采用两难选择的虚拟购物任务,通过2(支付方式)×2(产品类型)被试内实验设计,结合ERP技术比较移动支付和现金支付下的冲动消费及相关电生理指标。实验数据显示:(1)移动支付下参与者的购买意愿高于现金条件;(2)对享乐品的购买,移动支付下的购买意愿、购买率高于现金支付,而对实用品两种支付下无差异;(3)决策阶段头皮左侧发现,移动支付下享乐品的LPP波幅正于实用品,而现金支付下二者LPP波幅无差异;(4)N2波幅上存在Buy/No Buy效应。结果表明:移动支付促进了享乐品的冲动性消费,决策阶段左侧脑区的LPP波幅可作为其电生理指标,N2波幅表征买与不买。     

“多”反而少：元认知推断视角下支付渠道数量对个体捐赠的影响

支付渠道通常是捐赠信息中的必要元素。研究基于元认知推断理论, 探讨了支付渠道数量因素(多个vs.单一)对个体捐赠的作用机制。通过6个实验和1个单文章元分析, 结果发现：相比单一支付渠道, 多个支付渠道反而会抑制个体捐赠的金额和意愿, 感知商业化和道德怀疑连续中介以上效应。关键原因在于, 多支付渠道在商业化背景下的频繁应用会使得人们持有“多支付渠道=商业化”的朴素信念。基于此, 个体会对多个(vs.单一)支付渠道的捐赠信息产生感知商业化的元认知推断, 进而怀疑捐赠对象的道德性, 最后弱化捐赠意愿与行为。此外, 朴素信念的可诊断性具有调节作用。具体而言, 当“多支付渠道=商业化”朴素信念的可诊断性低时, 个体将无法产生感知商业化的元认知推断过程, 从而弱化多个(vs.单一)支付渠道对个体捐赠的负面作用。     

第三方支付:医疗救助费用支付的福利经济学分析

医疗救助是为缓解贫困群体的医疗困境而制定的一项医疗保障制度.我国医疗救助在实施过程中多采用事后报销的救助方式,救助效果不甚明显.通过分析第三方支付所产生的福利影响,提出将第三方支付的费用支付方式引入到医疗救助中,以期发挥更大的救助效果.     

边界弹性与工作-家庭冲突、增益的关系：基于人?环境匹配的视角

本研究从人?环境匹配理论的视角探讨工作和家庭边界弹性能力和边界弹性意愿对个体工作?家庭冲突和工作?家庭增益的交互影响。通过问卷法共获得494份有效数据, 基于多项式回归分析和反应曲面分析的结果表明：工作弹性能力与工作弹性意愿的匹配对工作→家庭冲突有显著的负向效应, 对工作→家庭增益无显著影响; 家庭弹性能力与家庭弹性意愿的匹配对家庭→工作冲突、家庭→工作增益有显著的负向效应。     

环境亮度对食品消费决策的影响：食品安全感知的中介作用

本研究考察了环境亮度对食品消费决策的影响，揭示了其发生的心理机制及边界。实验1和实验2发现环境亮度正向影响消费者支付意愿。这一效应的内在机制是因为明亮环境使消费者产生更高的食品安全感知，进而增加其对食品的支付意愿。对产品认证标签的检验进一步验证了安全感知的中介作用 (实验2)。结果表明，当食品具有认证标签时，食品安全感知无法中介环境亮度对消费者支付意愿的影响。     

医疗保险支付方式的研究进展

医疗保险支付方式是医疗保险体制改革的重点与难点,直接关系着医疗保险各方的经济利益,影响医疗保险制度的平稳运行,也是医疗保险费用控制的关键。就国内外医疗保险支付方式的研究现状及进展进行综述,并进一步提出医疗保险支付方式的发展趋势。     

非正式支付,“红包”与治理——基于国际医疗服务领域的实证分析

在医疗服务过程中,非正式支付与红包现象是卫生改革所面临的一个难题,也是卫生管理在改善与治理过程中所面临的严峻挑战。影响非正式支付的因素包括体制、支付方式、薪酬、规制措施等,基于责任与激励为核心的竞争、绩效、监管等多层面治理措施,是控制非正式支付和红包的主要方法。     

山东省某县农民参加新农合意愿及受益公平分析

通过调查农民参加新型农村合作医疗（新农合）意愿选择及受益程度,对影响参合因素及政府补助分配的公平性进行研究,认为：影响参合因素主要有家庭收入、家庭医疗支出、补偿比例等;从受益角度看,总补助的集中指数是负值,不同人群的受益趋于公平。从不同服务看,住院的公平程度好于门诊。     

新型农村合作医疗制度评估——以江苏省海安县为例

阐述了新型农村合作医疗的基本制度规定,包括资金来源、办理程序、就诊规定、补偿办法、组织机构以及基金监督,并在制度的框架内对新型农村合作医疗进行了评析,通过对152名农民的问卷调查,了解农民对新型农村合作医疗的基本评价,对农民参与新型农村合作医疗的吸引和排斥因素进行分析。     

按病种支付医疗保险费用与病种成本核算研究

医疗服务具有垄断性、委托代理双重性和需求刚性.在利益机制驱动下,医疗项目的选择变成供方偏好,是医疗费用快速攀升的症结之一.变按项目支付为按病种支付,是控制医疗费用快速上涨、深化卫生改革的重要措施之一.最科学的方法是进行病种成本核算.     

Analysis of drivers’ behavior under reduced visibility conditions using a Structural Equation Modeling approach

One way to improve safety under reduced visibility conditions (i.e., reduce the chances of visibility related crashes) is to improve drivers’ behavior under such adverse weather conditions. The aim of this paper is to thoroughly examine drivers’ responses under low visibility conditions and quantify the impacts and values of various factors found to be related to drivers’ compliance and drivers’ satisfaction with variable speed limit (VSL) and changeable message signs (CMS) instructions in different visibility, traffic conditions, and on two types of roadways; freeways and two-lane roads.The data used for the analyses were obtained from a self-reported questionnaire survey carried out among 566 drivers in Central Florida, USA. To achieve these goals, Explanatory Factor Analysis (EFA) and Structural Equation Modeling (SEM) approaches were adopted.The results revealed that drivers’ satisfaction with VSL/CMS was the most significant factor that positively affected drivers’ compliance with advice or warning messages displayed on VSL/CMS under different fog conditions followed by human factors. Moreover, it was found that roadway type affected drivers’ compliance to VSL instructions under medium and heavy fog conditions. Furthermore, drivers’ familiarity with VSL and human factors were the significant factors affecting drivers’ satisfaction with VSL/CMS advice under reduced visibility conditions. Based on the findings of the present study, several recommendations are suggested as guidelines to improve drivers’ behavior in such reduced visibility conditions by enhancing drivers’ compliance with VSL/CMS instructions.     

Cost Sharing and Hereditary Cancer Risk: Predictors of Willingness-to-Pay for Genetic Testing

Increasing use of predictive genetic testing to gauge hereditary cancer risk has been paralleled by rising cost-sharing practices. Little is known about how demographic and psychosocial factors may influence individuals’ willingness-to-pay for genetic testing. The Gastrointestinal Tumor Risk Assessment Program Registry includes individuals presenting for genetic risk assessment based on personal/family cancer history. Participants complete a baseline survey assessing cancer history and psychosocial items. Willingness-to-pay items include intention for: genetic testing only if paid by insurance; testing with self-pay; and amount willing-to-pay ($25–$2,000). Multivariable models examined predictors of willingness-to-pay out-of-pocket (versus only if paid by insurance) and willingness-to-pay a smaller versus larger sum (≤$200 vs. ≥$500). All statistical tests are two-sided (α?=?0.05). Of 385 evaluable participants, a minority (42 %) had a personal cancer history, while 56 % had ≥1 first-degree relative with colorectal cancer. Overall, 21.3 % were willing to have testing only if paid by insurance, and 78.7 % were willing-to-pay. Predictors of willingness-to-pay were: 1) concern for positive result; 2) confidence to control cancer risk; 3) fewer perceived barriers to colorectal cancer screening; 4) benefit of testing to guide screening (all p?p?相似文献   

The relationship of offending style to psychological and social risk factors in a sample of adolescent males

Research has indicated that life‐course persistent offenders typically vary their offending style, following a criminal career progression from co‐ to solo‐offending. Few studies have investigated the offenders who contemporaneously mix their style of offending. A sample of 1,047 male adolescent offenders from the Pathways to Desistance study was investigated over a 7‐year period. Participants were identified as solo, co or contemporaneous mixed style (CMS) offenders for each wave of data and one‐way between groups analysis of variance was conducted to examine variations between the different offending styles in terms of offending frequencies, exposure to violence, peer antisocial behaviour and influence, resistance to peer influence, impulse control and psychopathy. CMS offenders were found to consistently report significantly higher rates of offending and present significantly higher negative risk factors and lower protective risk factors than solo‐ and co‐offenders for the duration of the study. A multinomial logistic regression was used to investigate predictors of offending style with CMS as the reference category. Higher levels of exposure to violence and peer antisocial behaviour and lower levels of impulse control predicted membership of the CMS group for the first part of the study when compared with co‐offenders; and higher levels of exposure to violence and peer antisocial behaviour continued to predict CMS offending when compared to solo‐offenders until the end of the study.     

影响被告人供述的因素及其对策的研究

以１９５名执法人员和１８５名服刑犯人为被试,采用问卷法研究了影响被告人供述的因素以及相应的对策建议。结果表明：（１）有１０种因素被认为对被告人未能形成供述动机有影响作用,有９种因素被认为对被告人形成如实供述动机有影响作用,其中,执法人员所认为的影响作用基本上都比服刑犯人所认为的要大,同时,双方具有各自的倾向性;（２）有１５种因素被认为对愿意供述的被告人未能如实供述可能存在影响作用,其中６种因素确实有一定的影响;（３）有９种对策被普遍认为对解决被告人不愿供述问题有效,有１０种对策被认为对解决愿意供述的被告人未能如实供述的问题有效,同时,执法人员和服刑犯人在关于对策有效性的评价上具有互补性。     

中国心理健康服务从业者的职业压力现状及影响因素

本研究目的是考察心理健康从业者的压力现状及其影响因素。769名来自全国20个省份的心理健康从业者填写了研究者自编的有93个多项选择题和填空题的问卷,其中2个从本问卷中抽取的5点量表具有可接受的心理测量学指标。主因素分析表明,心理健康从业者的职业压力可分为三类:专业能力不足、缺乏单位支持、工作负担过重。回归分析表明:影响职业压力的非专业因素有:年龄,性别,教育水平,全职或兼职,场所是否专用,以及每周咨询的小时数。在专业因素中,督导和培训能显著地缓解心理健康从业者的职业压力。治疗中的困难情况会显著地引发心理健康从业者的职业压力。     

The Evaluability Hypothesis Revisited: Joint and Separate Evaluation Preference Reversal as a Function of Attribute Importance

Preference reversals between joint and separate evaluation procedures (JE and SE) were studied as a function of attribute evaluability (Hsee, 1996) and attribute importance. First, the present research replicated Hsee's (1996) JE-SE preference reversal findings with willingness-to-pay judgments. In addition, choices showed a preference pattern similar to that of willingness-to-pay judgments. Second, consistent with Hsee's (2000) speculation, the study showed that attribute importance is a key determinant of JE-SE reversal.     

An age-embedding effect: time sensitivity and time insensitivity when pricing health benefits

Benefits are often extended over time. One determinant of this benefit duration is how long a person will live to enjoy them. In four studies, we investigated whether people are sensitive to age when pricing benefits that will last for the remainder of one's life. In Study 1 drivers gave their willingness-to-pay (WTP) to cure a medical condition which would stop them from driving. Results showed an age-embedding effect: WTP was unrelated to the estimated number of driving years left. Study 2 tested whether age-embedding arose because people have a lot of information about themselves which dilutes the impact of age on their valuations. In Studies 3 and 4 we investigated whether people believed that age was an important consideration, or if they failed to properly incorporate it into their judgment. Results indicate that little weight is given to age when making individual pricing decisions, although people did not believe it was normatively irrelevant.     

Influence of housing on the consequences of chronic mild stress in female rats

The chronic mild stress (CMS) paradigm was developed to model anhedonia in animals. The repeated administration of a series of unpredictable, mild stressors attempts to mimic the daily stress associated with the onset of clinical depression in humans. Male animals are predominantly used in these investigations despite significant, well-documented sex differences in human depression. In this study, the CMS procedure was modified to be more ecologically relevant to female animals. The effects of stress on sucrose preference, social interaction, rate of weight gain, and regularity of the estrous cycle in female Sprague-Dawley (SD) rats were evaluated in both single- and paired-housed rats, during 3 weeks each of baseline, CMS, and post-CMS phases. The results indicate that only single-housed rats exposed to stressors have a reduced rate of weight gain, significantly attenuated sucrose preference levels, and increased social interaction scores during the CMS phase of the study. Housing condition more than exposure to stress appeared to contribute to the disruption of estrous cycling in some animals. These data suggest that housing affords some protection from the negative consequences of CMS, at least in female rats, and that lack of social interaction in the single-housing condition may render females more vulnerable to stress-related illnesses. The development of paradigms that model human depression should emphasize sex-specific differences.